Correct.
If you choose to finance it, you have to choose the carrier.
If you buy it outright, you can connect to any carrier later.
Guess if you want to use a MVNO or other non major carrier, the buy it in full is the only way. Unless you go to their site and finance it thru them ?
Maybe it's way to have the device unlocked from Apple and locked if you use a MVNO ?
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