Without reference to Yosemite: if your backups are nonexistent or unreliable, be prepared to lose original data when you least expect it, and be prepared for that data to be irrecoverable. That's not unduly pessimistic, just realistic; all hard disk drives fail, eventually. Plus Murphy's Law, and so on.
With reference to Yosemite: it's a free upgrade from Snow Leopard, but I strongly recommend making an investment of some sort in reliable backups before proceeding.
Last but not least, glance at/through the few topics that are pinned at the top of the Yosemite forum. It'll minimise the risk of disappointment. Enjoy!