I went with the 32 GB model and saved the extra $100 that went towards accessories anyhow. I have a big iTunes library, but when I load my 32 GB iPod Touch or iPad I am more selective. Out of my 5600+ songs there are only about 2500 or so that I really like. I still dump everything on my 80 GB Classic, but I think most people with large libraries will find out they only "really" listen to a smaller portion of songs.
I just made a smart playlist with the most played songs, all purchased items and highest rated and I use that to load my smaller capacity devices.
I just made a smart playlist with the most played songs, all purchased items and highest rated and I use that to load my smaller capacity devices.