Put it this way, by the time 16GB isn't sufficient for light uses, every Mac sold today will, most likely, have been rendered obsolete due to Apple dropping support (likely for reasons having nothing to do with RAM). That being said, no one can predict the future.
I generally advise, at least on the lower-end with the suffix-less M series as well as the M Pro series to get as much RAM as one can afford (simply because you can't change your mind five years down the line without replacing the whole computer and most people, outside of the wealthy folks on these forums, can't afford a new Mac every five years).
Incidentally, I have multiple M1 Macs with 16GB of RAM. Memory pressure isn't a problem for me doing basic tasks the way that it is on M1 Macs that I own that have 8GB of RAM. There's nothing inherent to the M3 family that ought to change how this works.