So I was told in-store there would be no "hard" credit check. Total lie. My score went from 829 to 809 today. Pissed.
There literally won't be any impact at all.For it to be a "lie" the person in store had to knowingly tell you incorrect info. Never attribute to malice that which is explained by simple stupidity. My bet would be on the employee being clueless.
Just curious, how does temporarily dropping from 829 to 809 materially affect your life? What is the real world impact you will actually face from this event?
For it to be a "lie" the person in store had to knowingly tell you incorrect info. Never attribute to malice that which is explained by simple stupidity. My bet would be on the employee being clueless.
Just curious, how does temporarily dropping from 829 to 809 materially affect your life? What is the real world impact you will actually face from this event?
Yep, Verizon pulls mine every time I upgrade for some reason. The pull just fell off from the iPhone 6 check, and now here's another.
So I was told in-store there would be no "hard" credit check. Total lie. My score went from 829 to 809 today. Pissed.
I think you just wanted to tell everyone your credit is in the 800's. As long as you are above 750 you're golden.
A high rating just means that you have a long, positive, credit history. With no mis-management of finances and no bad things that can happen due to no fault of the person.
A 22 year old probably cannot have a rating this high just due to shot credit history.
So I was told in-store there would be no "hard" credit check. Total lie. My score went from 829 to 809 today. Pissed.
For it to be a "lie" the person in store had to knowingly tell you incorrect info. Never attribute to malice that which is explained by simple stupidity. My bet would be on the employee being clueless.
Just curious, how does temporarily dropping from 829 to 809 materially affect your life? What is the real world impact you will actually face from this event?
We literally grilled this chick for 5 minutes and she said it over and over citing her personal experience so it just is kind of annoying more than anything.
You goto an Apple Store and you have to get in a cue to speak with somebody who is meant to be an expert, because the people registering you for the cue are super clueless. I just expected a positive answer YES/NO or a "let me check on that for you." So either she was just a moron...and she's working retail so that can't be ruled out...or they train their people to say this so people aren't dissuaded from signing up.
While obviously an 809 is fine, It has been a long term goal through careful management to achieve as close to 850 as possible. I just paid off a car loan too so I was expecting a positive change and this just pours water on my whole fantasy.
And to the poster RE "wait until you have a real problem"...I hear ya man this is a 1st world problem but isn't that what forums are for!?
We literally grilled this chick for 5 minutes and she said it over and over citing her personal experience so it just is kind of annoying more than anything.
You goto an Apple Store and you have to get in a cue to speak with somebody who is meant to be an expert, because the people registering you for the cue are super clueless. I just expected a positive answer YES/NO or a "let me check on that for you." So either she was just a moron...and she's working retail so that can't be ruled out...or they train their people to say this so people aren't dissuaded from signing up.
While obviously an 809 is fine, It has been a long term goal through careful management to achieve as close to 850 as possible. I just paid off a car loan too so I was expecting a positive change and this just pours water on my whole fantasy.
And to the poster RE "wait until you have a real problem"...I hear ya man this is a 1st world problem but isn't that what forums are for!?
We literally grilled this chick for 5 minutes and she said it over and over citing her personal experience so it just is kind of annoying more than anything.
You goto an Apple Store and you have to get in a cue to speak with somebody who is meant to be an expert, because the people registering you for the cue are super clueless. I just expected a positive answer YES/NO or a "let me check on that for you." So either she was just a moron...and she's working retail so that can't be ruled out...or they train their people to say this so people aren't dissuaded from signing up.
While obviously an 809 is fine, It has been a long term goal through careful management to achieve as close to 850 as possible. I just paid off a car loan too so I was expecting a positive change and this just pours water on my whole fantasy.
And to the poster RE "wait until you have a real problem"...I hear ya man this is a 1st world problem but isn't that what forums are for!?
While obviously an 809 is fine, It has been a long term goal through careful management to achieve as close to 850 as possible.