I would never buy insurance for any consumer electronics...the likelihood of a MBP failing a month after the warranty runs out is extremely rare so just consider yourself unlucky in this instance, fix it, and move on.
The costs for repair on these things are somewhat ridiculous so I get why people do it, but I'd still argue it's rarely worth it unless you're very clumsy.
Apple will perform the exact same service regardless of how much you're paying for it. Turnaround wouldn't be any quicker (I assume) just because you have AppleCare.
The costs for repair on these things are somewhat ridiculous so I get why people do it, but I'd still argue it's rarely worth it unless you're very clumsy.
As for those people downtime is really important to minimize so being able to just drop it off to Apple and get it back is extremely valuable.
Apple will perform the exact same service regardless of how much you're paying for it. Turnaround wouldn't be any quicker (I assume) just because you have AppleCare.