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Of course I didn't. Nothing in my statement implied minimum payment. You just can't admit you were wrong.

You are the one who seems to be incapable of admitting something.


You said "What is that a month if you put it on a credit card?". What other number could you be implying? You said what is that a month? That number you seem to be talking about would be the minimum payment required by the credit card company?

If you didn't mean that, you would have said "That extra $100 could be payed off pretty quickly on your credit card", but you didn't say that.
 
You are the one who seems to be incapable of admitting something.


You said "What is that a month if you put it on a credit card?". What other number could you be implying? You said what is that a month? That number you seem to be talking about would be the minimum payment required by the credit card company?

If you didn't mean that, you would have said "That extra $100 could be payed off pretty quickly on your credit card", but you didn't say that.

I could have said lots of things... Just because I didn't word it they way you wanted it worded still does not make you right. Yes, I wrote: what is that a month? To me, it was an extra ten bucks a month, paid off in a year. To others, maybe 20 bucks a month or less. To assume it was the minimum payment is your mistake not mine.
 
When did I ever say that? I said what is an extra 100 bucks a month on a credit card? Pay an extra 10 bucks a month and it is gone in a year, more or less, depending on your interest rate. I never once said, typed, implied or otherwise even mentioned MINIMUM PAYMENT. There is a middle ground between paying off the entire balance every month and only paying the minimum payment. Why is it so hard for people on these threads to ever admit they are wrong?

That is pretty much the rationale that finds people opening up their CC bill with a 10K in debt. I guess it might be OK if it was just ONE item that was being used to spread payments out but that is not how the avg. credit card user works.

Typically they rationalize one item at a time, forgetting everything else they rationalized in the past but are still paying for. That is why CC debt is such a a huge burden on so many people. It's just $100 here, $100 there. Pretty soon it adds up to real money and they don't know how they go so far in the hole.
 
Are you really going to use the iPad as an mp3 player? Carry it around and listen to podcasts, take it to the gym, etc? I'm thinking of going for the 16gb model, because I will use it primarily for web surfing and reading. Take the cost difference and invest in an iPod nano to carry your mp3s around on. MUCH more convenient.

The only reason I'd invest in a larger iPad is if you intend on loading it with video and can't sync it often.
This is a very valid point and exactly why I'll buy the 16 gig. Their is no way in hell I'm gonna put all my music on this thing. This is primarily for book reading and lots of quick internet browsing. I won't really be bringing it out of the house at all.
 
This is a very valid point and exactly why I'll buy the 16 gig. Their is no way in hell I'm gonna put all my music on this thing. This is primarily for book reading and lots of quick internet browsing. I won't really be bringing it out of the house at all.

I think if you are an app hound like me, especially if you are a gamer, the 32 gb unit is worth the extra $100. I think that ipad specific apps may take up a lot more space than on the iPhone.
 
This is a very valid point and exactly why I'll buy the 16 gig. Their is no way in hell I'm gonna put all my music on this thing. This is primarily for book reading and lots of quick internet browsing. I won't really be bringing it out of the house at all.

+2 on this.

ipad is not meant to be a real storage device. it should hold enough content for a few day usage, like a car with a few CDs for the trip, not the whole CD collection that your home stereo system has.
 
EXACTLY! This is definitely not going to be my primary music device, 16GB will be fine for me, but I guess it comes down to how many videos you'll put on it.
 
I agree with both you guys above. However, I have a hard time justifying I a week trip on 16GB especially when GPS apps and bigger games and bigger movies and what not will be hitting the 3G iPad. So I'm going 32GB just for my own self mind.
 
64 gig i like to plan for the unexpected. once we get our ipads (we are getting two) adios to laptops for trips.

Plan to load it up with lots music, books videos, games, and who knows what type and how big the ipad apps will be in a few months.

I expect there are going to be some great apps coming down the road. I dont want to buy a 16 gig and later on regret not having room.

ps paying cash for both!
 
I decided to go 64GB for both myself and my wife. I plan on somewhat replacing my laptop with this. Reducing the situations in which I need to actually carry my MBP around.

My thinking is that iPad apps will take up some space. Keynote, Pages and Numbers are surely going to take up some big time space. And I'm under the impression that within a year Microsoft Office will be available. Between videos, music, games, photos, and apps...I think the 64GB is worth it. Especially when it comes to resale.
 
It bears repeating: If you can't afford a $100 upgrade you CANNOT afford an iPad.

It's not about not being able to afford it. You're completely missing the point. I could afford a 256gb iPad. But do you know why I have so much money? (not that I'm really rich or anything) It's because I have control over my spending. It's all those $100's saved each time I don't buy the best thing that I don't quite really need that add up to tens of thousands of dollars.

People in this country are too spend crazy. Buy what you require and you'll be amazed how much you will have in your savings account at the end of the month. It's the little things that add up and put people into debt and ruin the economy. It's not the $500 iPad that you buy every two or three years. It's the $6 coffee every morning. Its buying the brand name instead of the generic. Its paying interest on your fancy car loan when you could have kept that beater for another couple years and paid cash for the car instead. Good things come to those who wait. Be patient. Damn, I'm 25 and know that much. My generation is ridiculous. I'm close to my grandparents on my dad's side, and I've been following their example. They didn't have much when they started out, but they lived with what they had, didn't always "keep up with the Jones" or however that expression goes, and they ended up saving tons of money that they could then invest in a wide variety of things and could leave it there for a few decades, regardless of market conditions for the most part, and it always goes up in the long term. They were able to retire a few years early and now they vacation 4 months out of the year.

Sorry for the rant but spending an extra $100 for the hell of it just doesn't make economic sense unless you're a millionaire. Like Dave Ramsey says, only millionaires can afford a brand new car loan.

As for my iPad, even though I would consider it an education expense (thinking lower book costs will offset the price), to make a long story short, I'm essentially getting mine for free (well for 30 min worth of work) with some gift cards I got from doing the Chegg.com promotion you see in my signature. I get $5 every time someone uses that coupon code, and I posted it at school also and made enough to get an iPad.
 
There is a difference between deciding if an upgrade in storage is worth an extra 100 dollars based on your usage versus wanting it but not being able to afford it. This is what started the whole discussion.

No one is saying you should spend the extra if it's not going be of real added value to you.

However, if you can't afford the extra 100, that means the previous $499 - $729 you're planning on spending on the iPad was your last reserve of money. In that situation, you might consider if the iPad is really an immediate need purchase, or would it be better to hold that money for a rainy day.

Not brain surgery people.
 
I've been contemplating on which to get as well. I was wondering if I should get the 32gb or 64gb. 3G or wifi only?

My situation: Family Nurse Practitioner (FNP) graduate student and I graduate with my masters in FNP in Summer 2011. Got student loans and I'm allowed to use that money to get myself a computer with the loan money for grad school. When I graduated with my bachelors of science in nursing, after I got the loan money, my mom bought me a late 2009 MBP 15" with the highest configuration. Then, for christmas in 2009, my parents bought me a late 2009 Mac Mini 2.53GHZ since they thought I could use a Mac mini at home when I'm doing work at home and use my MBP when I'm on campus at University of Hawaii at Manoa since I commute from 30 minutes away.

Since I'm a graduate assistant, I coincidently got my graduate tuition waived for the first year and I needed a cell phone with my own plan off from my parents plan. So I jumped from T-mobile to AT&T iphone 3GS, 16GB.
I still have money to buy the iPad as a intermediary of my MBP and iPhone 3GS. I'm excluding my Mac Mini in this situation since it'll be too much of an inclusion factor. I'm looking at the 64GB Wifi+3G because I'm thinking, hospitals may be restrictive and slightly unreliable of institutional wifi, the outpatient clinic since I'm going to do primary care may or may not have wifi and I'm afraid there may not be wifi in a rural area since now health care reform passed and I'm most likely going to be busy in a rural area of primary care I may need 3G for a constant reliable connection to the internet resources.

Now, am I justified in looking into a 64GB wifi+3G or am I just trying to justify myself? I know medical apps on the iphone don't take much either as most are online resources and some like the medscape and epocrates app is downloaded into the iphone/iPad. I do admit that I will be putting my music and some movies into the iPad in case I'm bored outside of my home and for traveling thought I don't travel much on a plane to other states etc. I joined the Navy reserve and plan to go active duty navy in 2011 after I graduate. Should I just go for broke and buy the 64GB+wifi+3G?
 
Until last night I was going to purchase the 32gb WiFi, but decided to modify my store pickup order and change to the 64gb WiFi.

I got to thinking that I really don't want to pick just 3 or 4 movies that I may want to watch at any given time, I'd rather be able to have too many as opposed to too few.

Also, who knows how big some of the games and apps specifically designed for the iPad are going to be. Imagine if they redesign the iPhone version of Myst or Monkey Island or one of the already large games.

I'd rather sit there with 20 gb free than with not enough for everything I want to load.
 
Until last night I was going to purchase the 32gb WiFi, but decided to modify my store pickup order and change to the 64gb WiFi.

I got to thinking that I really don't want to pick just 3 or 4 movies that I may want to watch at any given time, I'd rather be able to have too many as opposed to too few.

Also, who knows how big some of the games and apps specifically designed for the iPad are going to be. Imagine if they redesign the iPhone version of Myst or Monkey Island or one of the already large games.

I'd rather sit there with 20 gb free than with not enough for everything I want to load.

Yeap, that's exactly how I feel about the 32GB. I'd rather have more than less. But for me, 64GB is just overkill. I don't even use the 16GB media on my iPhone ;-). I have a lot of content. I just never have time or opportunity to use it.
 
I got to thinking that I really don't want to pick just 3 or 4 movies that I may want to watch at any given time, I'd rather be able to have too many as opposed to too few.

Now may I ask something, bear in mind this isn't a criticism, I am just interested. With movies, would you watch the same ones again and again, thus meaning syncing back and forth is impractical? I will usually just watch a film, be done with it, then sync it back and get another one.

Again, just intrigued. :)
 
Now may I ask something, bear in mind this isn't a criticism, I am just interested. With movies, would you watch the same ones again and again, thus meaning syncing back and forth is impractical? I will usually just watch a film, be done with it, then sync it back and get another one.

Again, just intrigued. :)

Nah, I wouldn't watch the same ones over and over, but I have probably 100 movies I own that I have not watched. I have a bad habit of buying used DVDs when I go to visit my parents (Hastings always has good deals on these) and then I convert them and never get around to watching them. So, I'd rather be able to have several on there at once to be able to pick from, rather than not being able to watch one I am in the mood for because I didn't have room to sync it.
 
It's not about not being able to afford it. You're completely missing the point. I could afford a 256gb iPad. But do you know why I have so much money? (not that I'm really rich or anything) It's because I have control over my spending. It's all those $100's saved each time I don't buy the best thing that I don't quite really need that add up to tens of thousands of dollars.

People in this country are too spend crazy. Buy what you require and you'll be amazed how much you will have in your savings account at the end of the month. It's the little things that add up and put people into debt and ruin the economy. It's not the $500 iPad that you buy every two or three years. It's the $6 coffee every morning. Its buying the brand name instead of the generic. Its paying interest on your fancy car loan when you could have kept that beater for another couple years and paid cash for the car instead. Good things come to those who wait. Be patient. Damn, I'm 25 and know that much. My generation is ridiculous. I'm close to my grandparents on my dad's side, and I've been following their example. They didn't have much when they started out, but they lived with what they had, didn't always "keep up with the Jones" or however that expression goes, and they ended up saving tons of money that they could then invest in a wide variety of things and could leave it there for a few decades, regardless of market conditions for the most part, and it always goes up in the long term. They were able to retire a few years early and now they vacation 4 months out of the year.

Sorry for the rant but spending an extra $100 for the hell of it just doesn't make economic sense unless you're a millionaire. Like Dave Ramsey says, only millionaires can afford a brand new car loan.

As for my iPad, even though I would consider it an education expense (thinking lower book costs will offset the price), to make a long story short, I'm essentially getting mine for free (well for 30 min worth of work) with some gift cards I got from doing the Chegg.com promotion you see in my signature. I get $5 every time someone uses that coupon code, and I posted it at school also and made enough to get an iPad.

You are missing the point. The iPad is a pure luxury. It's far from essential and it's not an investment. It should be a product of pure disposable income. If your cash in hand is not sufficient to buy an iPad, such that $100 is a deal breaker in any way, then I would contend you can't afford to buy it in the first place.

Your argument is a logical fallacy. Buying the more expensive iPad, b/c it best suits your life is not throwing your money away "for the hell of it". Spending $100 extra on an iPad is not equivalent to spending an extra $1000 on new car options.

And no one became a millionaire by denying themselves a $6 cup of coffee.
 
And no one became a millionaire by denying themselves a $6 cup of coffee.

Well not a millionaire but $6 x 365 days = $2190. An investment of $2190 in Apple in January 2001 is worth $125K today. So there is something to be said about pissing your money away... literally. Spend smart. Invest wise. (I bought Apples instead of Starbucks so not a theoretical scenario just in case you were thinking that).
 
With a 40GB music library I would like to take with me on trips the 64gb was a no-brainer. I know I could just take some of the library but if for just a bit more I can take all of my music and quite a few videos.
 
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