A friendly reminder to those about to purchase!

[PDE]

I have a VISA Platinum card and this is what the policy is:

"Purchase Assurance protects most purchases made on your card against theft or accidental damage up to $1,000 for up to 90 days from the date of purchase. Extended Warranty may extend the terms of the original manufacturer’s U.S. warranties for up to one additional year on most items purchased with your card."

Sounds kind of lame actually...

I don't think it's lame at all to get one free year of warranty by simply using your credit card to buy the item! The general policy is that all things with warranty that you purchase are covered for one extra year with warranties up to three years. In addition, you buy visa extended service guarantee that covers it for additional years after that.

Why would it be lame to get a free year warranty and a very low cost extended warranty that covers the same things of the original warranty for up to four years???

 

[PDE]

I have used Visa Warranty program in the past with success.
But one thing people should ask- AMEX I believe WILL NOT offer the free warranty extension on a refurb'd computer. Anyone know if this is true, and what about VISA?

I think VISA covers refurbished items that have a warranty, but I'm not 100% sure. You'd have to call to check.

 

[myke323]

I don't think it's lame at all to get one free year of warranty by simply using your credit card to buy the item! The general policy is that all things with warranty that you purchase are covered for one extra year with warranties up to three years. In addition, you buy visa extended service guarantee that covers it for additional years after that.

Why would it be lame to get a free year warranty and a very low cost extended warranty that covers the same things of the original warranty for up to four years???

Oh wait, I was confused... I didn't realize that the 'extended warranty' was included with the purchase (I thought it was something you had to purchase seperately thru the cc). So basically I would get 2 years of repair coverage without purchasing apple care at all (1 thru apple and 1 thru the cc), and 4 years of repair coverage if I did purchase apple care (3 thru apple and 1 thru the cc), correct? Also, this is Mastercard not a Visa, like I originally stated (but that policy was right from their web site and i called to confirm).

 

[PDE]

Oh wait, I was confused... I didn't realize that the 'extended warranty' was included with the purchase (I thought it was something you had to purchase seperately thru the cc). So basically I would get 2 years of repair coverage without purchasing apple care at all (1 thru apple and 1 thru the cc), and 4 years of repair coverage if I did purchase apple care (3 thru apple and 1 thru the cc), correct? Also, this is Mastercard not a Visa, like I originally stated (but that policy was right from their web site and i called to confirm).

Yes, with VISA you get automatically get an extra year for free. Then they give you the option to extend that for two more years (total four) for a fee that is calculated based on the cost of the item. I'm not sure if they extend applecare if you buy it with a visa card, but somebody wrote that AE does that.

Master card doesn't have the extended coverage option, only the free extra year. I use a visa card just for their performance guarantee option and because I found VISA to be faster, much more professional and on top of things when you have a claim.

 

[tsl90]

Anybody know if Discover does this.

TL

 

[iKwick7]

PDE - I purchased my iMac with the Chase Amazon Visa card. Can you point me into a direction where I can find more details about this? I would GREATLY appreciate it.

To quote and answer myself.... I called my credit card....the woman on the phone confirmed extended warranty, and then she transfered me directly to visa, who also confirmed.

Basically Visa doubles the manufacture warranty, up to 3 years total. Since Apple gives you one year, Visa doubles it to 2 years. Anything goes wrong, I call them and tell them how much, they send me the money. They also offer an extended warranty, for a $2000 iMac it would be I think about $180 for 4 years or $115 for 3 years. Sounds pretty damn good to me.