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I was going to add my own 2 cents on YNAB but I couldn't have said it any better than Sweejin. I completely share Sweejin's sentiments and experiences with the app.

It really has been a life-changing app for me. It has completely changed the way I budget and saved my financial bacon in the months since I started using it.
 
Amazing in-depth answer.
Very appreciated.
Thanks, i will strongly think to give the app a try.

No worries :) Yeah, it's free to try, so in the meanwhile do use those free live web classes as it really gives you visuals how fun budgeting can be. I think they run pretty often, like 1-2 times a day. I signed up for the introductory class more than once as I wanted to really familiarise myself with YNAB, and each time I was surprised how many people are in the class, and they're from all around the world, which is cool. Gives that sense that you're not alone in problems with managing one's budget.
 
No worries :) Yeah, it's free to try, so in the meanwhile do use those free live web classes as it really gives you visuals how fun budgeting can be. I think they run pretty often, like 1-2 times a day. I signed up for the introductory class more than once as I wanted to really familiarise myself with YNAB, and each time I was surprised how many people are in the class, and they're from all around the world, which is cool. Gives that sense that you're not alone in problems with managing one's budget.

Got the trial version!
I will subscribe to the one I can attend (since I am European one is out for me for the time zone).
I'll share my experience too, thanks for the help
 
I'll mention a new one for Mac, iPhone & iPad. Debit & Credit. Free trial download.
I've been using it for a few months now. I have 9 bank accounts, 11 Scheduled Transfers / payments & 3 set budgets.
Multiple reports available. Can also add tags and photos.
Regular updates & a very helpful developer..
 
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