What work-arounds? iCloud? I don't consider storing my documents on iCloud a work-around. They're there on my Mac, they're there on my iPad, they're there on my iPhone, and they're there on my work PCs (though I do have to access them via a web browser since I can't install iCloud for Windows per my workplace's IT policy). I consider cloud-based storage pretty much essential.
And I can't use an Apple Pencil to write on my Mac.
Otherwise, everything I do on my iPads is pretty direct. I don't think any of my workflow really counts as a work-around. I mean I'm not emailing or texting files to myself to get them out of one app and into another or anything like that.
My workplace has put restrictions on downloading or opening certain Outlook.app email attachments in anything but the workplace OneDrive, but for that I've got a work-around (but that's got nothing to do with iPadOS limitations... it's my stupid workplace IT policy and is even more restrictive for Outlook web access on a desktop browser).
So what do you do when you want to edit a Word document? It's nowhere near as intuitive or easy as on a Mac, at least if you want it synced with your other files.