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Are you excited for Apple Pay to come to the UK?


  • Total voters
    83
It doesn't need 8.4, it works iOS 8 and above. @tomwarren on Twitter has said many banks are ready, just waiting for Apple to flip the switch and turn it on!
 
Does Apple Pay work with any contactless terminal, or is it just ones with the Apple logo?

Or is it that it worths on both, but the £20 limit applies only to non-Apple Pay specific terminals?
 
Does Apple Pay work with any contactless terminal, or is it just ones with the Apple logo?

Or is it that it worths on both, but the £20 limit applies only to non-Apple Pay specific terminals?

Apple Pay works on any contactless payment terminal that your standard contactless bank card would work with.

The payment limits are mainly down to the technology in the reader. Most contactless readers are capped at £20, which will increase to £30 in September. However new contactless terminals, with more advanced authentication, can be unlimited. Boots, for example, has announced that by November they will have new terminals supporting unlimited payments.

So, whether terminals displaying the Apple Pay logo will accept unlimited payments is unclear.

Given that the Apple Pay FAQ page concedes that some terminals showing the Apple Pay logo may not actually even accept Apple Pay, I would say an educated guess would be there is no relation between seeing that logo and the payment limit.
 
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Apple Pay works on any contactless payment terminal that your standard contactless bank card would work with.

The payment limits are mainly down to the technology in the reader. Most contactless readers are capped at £20, which will increase to £30 in September. However new contactless terminals, with more advanced authentication, can be unlimited. Boots, for example, has announced that by November they will have new terminals supporting unlimited payments.

So, whether terminals displaying the Apple Pay logo will accept unlimited payments is unclear.

Given that the Apple Pay FAQ page concedes that some terminals showing the Apple Pay logo may not actually even accept Apple Pay, I would say an educated guess would be there is no relation between seeing that logo and the payment limit.
Awesome, thanks! I'm with HSBC, and cannot wait for them to roll this out :D
 
Apple Pay works on any contactless payment terminal that your standard contactless bank card would work with.

The payment limits are mainly down to the technology in the reader. Most contactless readers are capped at £20, which will increase to £30 in September. However new contactless terminals, with more advanced authentication, can be unlimited. Boots, for example, has announced that by November they will have new terminals supporting unlimited payments.

So, whether terminals displaying the Apple Pay logo will accept unlimited payments is unclear.

Given that the Apple Pay FAQ page concedes that some terminals showing the Apple Pay logo may not actually even accept Apple Pay, I would say an educated guess would be there is no relation between seeing that logo and the payment limit.
Ah yes Boots, the one shop I would expect to spend more than £30 in.

(I appreciate you giving the example, just making a joke here)
 
It doesn't need 8.4, it works iOS 8 and above. @tomwarren on Twitter has said many banks are ready, just waiting for Apple to flip the switch and turn it on!

when apple flips the switch

will it trigger a small update?

or will apple pay just magically appear ?
 
No because a £20 limit means I still have to carry a card.

Completely agree!! I was excited but the £20 limit is no different than using same feature on the credit or debit card. Makes Apple Pay a bit redundant at the minute.
 
No because a £20 limit means I still have to carry a card.
Agreed its hard to get excited by it. If I look at the transactions I use my cards for this week they were all well in excess of £20. I tend to use cash for smaller xactions.
 
The wait is horrible. Apple can never seem to be able to guarantee a release day for their services outside America. Apple Pay and iTunes Radio (coming soon) Whereas in America they always seem to get a definite date.

Oh well, lets just all wait until (rumors of a July 7th launch) coming soon happens.
 
Now new rumours that it could be released tomorrow, although that seems highly unlikely considering it is a Saturday and an American holiday.
 
Now new rumours that it could be released tomorrow, although that seems highly unlikely considering it is a Saturday and an American holiday.

Though it's a shopping day. Could be a smart move.
 
I suspect the roll out T&C specified that all the Banks involved in the initial launch most be ready before it goes live and that one of them is holding things up for everyone else. While I have not evidence to support which bank if any is likely to be the laggard, I keep hearing the work Natwest in the back of my mind.
 
I suspect the roll out T&C specified that all the Banks involved in the initial launch most be ready before it goes live and that one of them is holding things up for everyone else. While I have not evidence to support which bank if any is likely to be the laggard, I keep hearing the work Natwest in the back of my mind.

The amount of IT failures they have had in recent times makes me think they are highly nervous with anything of this nature

edit: Is there any other source for a Saturday launch other than that Macworld article?
 
I suspect the roll out T&C specified that all the Banks involved in the initial launch most be ready before it goes live and that one of them is holding things up for everyone else. While I have not evidence to support which bank if any is likely to be the laggard, I keep hearing the work Natwest in the back of my mind.

NatWest and Nationwide both show their T&Cs when you load them into the app so I'm pretty sure they're reading to go. I also have suspicions that it's one of the banks but not those two!
 
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