Apple Upgrade program: is it worth it?

[fjfjfjfj]

Am I thinking about this correctly that it's cheaper to go through Verizon's device payment plan? They give you a discount off the monthly access fee. I'm assuming you don't get that same discount if you get the phone through Apple's program. Is that right?

 

[THE JUICEMAN]

Can Anyone break down the difference between the Apple iPhone Installments compared to the Apple iPhone upgrade program? Im leaning more toward the iPhone installments because i don't care for the apple care. Want to really know with the iPhone installments program can you pay off the phone whenever you want like the iPhone upgrade program?

Installments are the price of the phone broken out of 24 months. No annual upgrade. No AppleCare plus.

iPhone upgrade program is the price of the phone plus the price of apple care broken up over 24 months. Annual upgrade.

 

[yanks12025]

Am I thinking about this correctly that it's cheaper to go through Verizon's device payment plan? They give you a discount off the monthly access fee. I'm assuming you don't get that same discount if you get the phone through Apple's program. Is that right?

I think I'm gonna go thru Verizon for it

 

[sniffies]

Installments are the price of the phone broken out of 24 months. No annual upgrade. No AppleCare plus.

iPhone upgrade program is the price of the phone plus the price of apple care broken up over 24 months. Annual upgrade.

Numbers don't add up.

The most expensive iPhone is 969+tax=1055 (in NYC)
With program: 45.75*24=1098
So, are they selling AppleCare for 1098-1055=43 dollars?

 

[GIZBUG]

If we go with the Apple Upgrade Plan, to avoid the monthly payments, can we just pay for the first 12 months at one time?

 

[rajahdat]

So I'm a Verizon customer and plan on preordering tonight. I'm not currently enrolled in the Apple Upgrade Program but wish to enroll tonight. Will they make me trade in my current phone (iPhone 6), or will I be able to preorder and lease the 7+ without doing so? Thanks in advance!

 

[DMVillain]

Thank you. Do you know if you can pay it off early or are you stuck with the monthly payments?

Yep! Took me a while (months) to figure this out, but you can sign up for an online Citizens account once you're approved and payoff there.

 

[THE JUICEMAN]

Numbers don't add up.

The most expensive iPhone is 969+tax=1055 (in NYC)
With program: 45.75*24=1098
So, are they selling AppleCare for 1098-1055=43 dollars?

When you enroll in the IUP do you pay taxes up front?

 

[GIZBUG]

When you enroll in the IUP do you pay taxes up front?

yes

 

[sniffies]

When you enroll in the IUP do you pay taxes up front?

That I don't know. But I thought 45.75 is all they charge you per month?
[doublepost=1473383037][/doublepost]

yes

So, are you saying my first-month payment would be 45.75 + tax of the full-price iPhone?

 

[GIZBUG]

What does Apple do/give you if you have a 6 (64gig)? Do they take it and give you a credit?

 

[THE JUICEMAN]

What does Apple do/give you if you have a 6 (64gig)? Do they take it and give you a credit?

They put a credit on the credit card that you signed up with.

 

[GIZBUG]

That I don't know. But I thought 45.75 is all they charge you per month?
[doublepost=1473383037][/doublepost]
So, are you saying my first-month payment would be 45.75 + tax of the full-price iPhone?

Yes

 

[sniffies]

Yes

Ugh, then the program is so not worth it.

I thought AppleCare was like a freebie, an incentive included in the program just for using the program. It's like they're forcing you to get AppleCare with the program. I don't want to, but I still want to be able to upgrade after a year.

Stupidly inflexible.

 

[Geckotek]

Am I thinking about this correctly that it's cheaper to go through Verizon's device payment plan? They give you a discount off the monthly access fee. I'm assuming you don't get that same discount if you get the phone through Apple's program. Is that right?

No, that is incorrect. If you go through any phone payment plan or pay full price up front, you will get the cheaper access fee. The higher access fee only applies if you are getting a subsidized device on a 2 year contract.

 

[sjsharks13]

If we go with the Apple Upgrade Plan, to avoid the monthly payments, can we just pay for the first 12 months at one time?

No. It just gets you closer to owning the phone and you would have 12 payments left.

 

[safetyobc]

No. It just gets you closer to owning the phone and you would have 12 payments left.

After you sign up got AUP can you pay it off early or do you have to make monthly payments?

 

[ovo6]

I read Apple upgrade program needs to be bought with a credit card only ? Is this true I already have an att account

 

[Geckotek]

I read Apple upgrade program needs to be bought with a credit card only ? Is this true I already have an att account

It is true. It's documented on their site.

 

[miss tara]

Does the apple app give you a choice to pay the iPhone out right? Or do I have to choose a plan?

 

[ovo6]

It is true. It's documented on their site.

I'm ****ed I really can't use a a debit card wtf

 

[sjsharks13]

After you sign up got AUP can you pay it off early or do you have to make monthly payments?

you can pay it off early but I believe it has to be with a credit card

 

[RichardC300]

So if I use the AUP to get the iPhone 7, and then next September, I get the iPhone 7S, and let's say keep the 7S for over 2 years, will I only have paid for half of an iPhone 7 and the full price for the iPhone 7S?

If that wasn't clear, do I effectively only pay for half of each phone if I upgrade each year?

 

[Davewithak]

Am I thinking about this correctly that it's cheaper to go through Verizon's device payment plan? They give you a discount off the monthly access fee. I'm assuming you don't get that same discount if you get the phone through Apple's program. Is that right?

You get the same discount as long as the line is out of contract.

 

[HiItsMe]

So if I use the AUP to get the iPhone 7, and then next September, I get the iPhone 7S, and let's say keep the 7S for over 2 years, will I only have paid for half of an iPhone 7 and the full price for the iPhone 7S?

If that wasn't clear, do I effectively only pay for half of each phone if I upgrade each year?

Yes.