After playing with an 8gb m1 for a while and stress testing it, I feel you can do a LOT more with 8gb on m1 than people think.
For example I loaded up a Logic project that was 9.5 gb ram on its own according to activity monitor (remember this is 8gb ram total machine) let it play on a loop, opened 20 YouTube tabs in safari, and exported a 40gb Final Cut Pro project at the same time. Memory pressure was yellow, there were a few gigs of swap, but Logic never stopped playing and the fcp export didn’t even take much longer than normal. Everything kept working.
If you don’t look at activity monitor you won’t even notice the difference. The 8gb models are on sale so cheap right now, you can pick one up at Costco and then when you finally reach that point that you think it’s not enough for you, trade it in to Apple and buy the next big thing
Or at least that’s how I’m convincing myself that I’m happy with the money saved. And if it just works it just works, can’t really argue with that. If it slows me down I may change my mind.