In this situation the OP is starting from a blank SSD. There is no installed OS and applications to wipe. My comment was completely in context.
... You've missed the entire context of what OP was asking about.
The reason for splitting a disk (either via partitions, volumes, whatever) is to allow
subsequent wipe+reinstall of the OS/Apps/extensions without affecting user data. The OP then confirms this is their goal:
I like this approach in case I'd like a quick OS install knowing my data is on the 2nd volume.
Fact: I described the automatic behavior of the Catalina installer. It's not a matter of opinion that the Catalina installer creates separate system and data volumes. I supported my statement with an official-source reference. My "advice" was simply to allow the Catalina installer to do what it already does. At the end of the installation the OP will have separate volumes for OS and data/apps.
Yet again, you've missed some context here.
The second volume it creates, "data" is not
just data. It's anything the user might be expecting to install - applications, prefpanes, system extensions, etc etc. If the goal is, as stated above, to "wipe the OS and reinstall" the default split volumes macOS creates
will not help you.
viewing the Sharing & Permissions section of a Get Info shows that both the System and Library folders are read-only
Welcome to POSIX permissions. The system /Library directory defaults to not giving users write access, but it's just regular filesystem permissions, not a read-only APFS volume.
To the best of my knowledge, there is no command line switch for overriding the creation of a read-only system volume in Catalina, so this isn't even a matter of debating whether to override that behavior - "default" is mandatory.
Nobody even remotely suggested what you're talking about, even if it were possible.
I don't see why it would matter whether the OP was starting with the goal of completely wiping the installed OS & Applications," starting with a new, empty HD, or not wiping the drive at all and simply upgrading to Catalina from an older installation of macOS. In all cases, the Catalina installer is going to create separate system and data volumes.
As I explained above, you missed the part where the OP's goal was to facilitate *future* reinstalls of the OS without losing data.
Is it a crime to say, "The standard approach will meet your needs" when there are no stated or apparent reasons why it would not meet those needs?
It's not a crime to say lots of things. But you
clearly did not understand what the OP wanted to achieve, nor the finer details of how macOS 'split boot volume' works - and yet you feel the need to tell OP and myself, that you know better, and that "the defaults" will surely work for what OP wants to achieve.
It so happens that adding an APFS volume is a non-destructive task - it can be added without issue after install, but that doesn't mean "it isn't required, the defaults do what you want".