Best personal finance app

[Erehy Dobon]

I was surprised that Quicken was not in the Apple App Store, don't know why that is. I checked out their website, and they do seem to have now gotten their act together, been at it long enough I suppose. I still prefer a one-time purchase to a script plan though, even if some upgrades may cost me later.

Quicken has never been in the Mac App Store which isn't surprising based on the fact that Quicken for Mac preceded the Mac App Store by 25+ years.

The mindset of personal finance software users is extremely value focused. Why spend money to upgrade every year if the current software still works and receives the occasional update? That's why Quicken moved to a subscription model about three years ago.

I have Quicken 2017 for Windows and Quicken shut off data downloads (stock prices and transaction downloads) last year. They nerfed QDF imports as well.

Many Quicken users would likely bristle at the idea of shelling out an extra 30% to Apple for no recognizable benefit. There is likely little interest from Quicken in handing over a recurring 30% cut to Apple.

Quicken aggressively markets discounted renewals to existing users -- something the Mac App Store does not handle gracefully. Quicken also tries to upsell premium versions of the software (Deluxe, Home & Business, etc.) to existing users. They also do this with in-app advertisements.

If I recall correctly Quicken for Windows isn't available in the Microsoft Store either so this selling strategy isn't Apple-specific.

 

[mk313]

If you are interested in Quicken, Best Buy has it on sale (at least today) for $20 off. With the deal, Deluxe (the version I use) is $31 for a yearly subscription

 

[ckuttner]

Sigh... Installed SEE, quickly got a response from support: they don't print checks. Back to the search...

I would like to share a follow-up: I don't really look for much more in a personal finance program than to keep a check register and be able to generate reports for data I can plug into freetaxusa.com, which handles my fairly complex tax returns quite well.
I located Checkbook Pro on the App Store and have been really happy with it for some months. One trick I'm doing is to have its working file in my iCloud account. That way I can access it from more than one of my computers and keep things up to date. The price is reasonable, and no subscription is required.

 

[wnorris]

I am a little surprised not to see Personal Capital listed. It is a fantastic app that is free. It is geared more for managing your accounts and investments than day-to-day finances.

You will get requests to use their advisor services, but this is optional only. I have used for two years and have not used their services. They stopped asking after a while.

 

[Jeffois]

New posts here have had me taking another look at SeeFinance. The main drawback for me is the user interface. Banktivity’s ease on the eyes does seem to make it easier to use. Enough so that I’m willing to continue with the subscription? I’m leaning towards “no.”

 

[MuGeN PoWeR]

I am a little surprised not to see Personal Capital listed. It is a fantastic app that is free. It is geared more for managing your accounts and investments than day-to-day finances.

You will get requests to use their advisor services, but this is optional only. I have used for two years and have not used their services. They stopped asking after a while.

I am unable to link my accounts with Personal Capital! have tried it numerous times but it just keeps on asking for code for 2fa!