The OP states that he is locked out of Apple music and his iTunes purchases. Apples site says there is no way around the 90 day limit and you must wait until the 90 days is over to be able to access past purchases. It states that this happens when one enables automatic downloads on an Apple ID.
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Gurantee this won't work. It will just waste the OPs time.
[doublepost=1528111108][/doublepost]Read this Apple forums post:
https://discussions.apple.com/thread/5583206
So nothing to do with a credit card scam like you previously claimed.