I went through the same things you're going through. I started out with the intention of buying the Nikon D40. I was considering the XT and XTi as well, but the D40 was the best value.
So we go to Best Buy to test them out. Lo and behold, the XT/XTi feel better in our hands. So now we have a dilemma. Value or ergonomics.
Ultimately, we chose the XTi over the XT and D40 for the following reasons.
1. The D40 doesn't have an option for a fast, wide, prime with AutoFocus (unless you count the Sigma 30 f/1.4). I want a fast "normal" prime lens for indoor/low-light photos.
2. The XT has a smaller LCD than the XTi.
3. The XTi feels a little more ergonomic than the XT .. but not by much.
In the end, we went XTi (body only) and got the 18-55 IS lens. Body was $530 and the lens was $185. I suppose I could have gone with the kit 18-55 lens and saved a little over $100, but in the end, I went with the IS lens because it has better optics (at least that's what the reviews say) and the IS feature.
So we go to Best Buy to test them out. Lo and behold, the XT/XTi feel better in our hands. So now we have a dilemma. Value or ergonomics.
Ultimately, we chose the XTi over the XT and D40 for the following reasons.
1. The D40 doesn't have an option for a fast, wide, prime with AutoFocus (unless you count the Sigma 30 f/1.4). I want a fast "normal" prime lens for indoor/low-light photos.
2. The XT has a smaller LCD than the XTi.
3. The XTi feels a little more ergonomic than the XT .. but not by much.
In the end, we went XTi (body only) and got the 18-55 IS lens. Body was $530 and the lens was $185. I suppose I could have gone with the kit 18-55 lens and saved a little over $100, but in the end, I went with the IS lens because it has better optics (at least that's what the reviews say) and the IS feature.