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Because I take care of my devices. I don’t use 10-11” screens worth close to $1,000 in precarious situations. I always have then in a “case” with back protection and a screen cover.

My iPad isn’t constantly being taken in/out of my pocket or carried around. When in use, I’m almost always sitting or lying down.

There’s no need to drop more money on useless insurance.
 
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I have it for my iPad Pro.
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Because I take care of my devices. I don’t use 10-11” screens worth close to $1,000 in precarious situations. I always have then in a “case” with back protection and a screen cover.

My iPad isn’t constantly being taken in/out of my pocket or carried around. When in use, I’m almost always sitting or lying down.

There’s no need to drop more money on useless insurance.
I’ve never damaged any of my iPads but I have 2 young children and a clumsy husband so I get it just in case anything happens.
 
No for iPad 2, iPad 4, iPad Air, iPad Air 2 and iPad mini 2 and mini 4.

YES for iPad Pro 11". Comparing the repair cost for this very lightly build and very expensive iPad to the cost of AC+ and the "deductible," it was an easy choice. I use my things carefully, but I don't keep them in a jewelry box and use them only over deeply padded carpets. In the real world, things sometimes happen, and this thing is fragile compared to earlier iPads.
 
Because I take care of my devices. There’s no need to drop more money on useless insurance.

I hear/see this a lot. Here's my perspective: The way our newer devices are built, we've got a ton of smaller components that could go bad at any time. A personal example would be the built-in SIM card. It randomly went bad on my cellular 9.7" iPP and they just gave me a brand new iPP at the spot. Or a software update might brick your device. Or... Let's say they introduce a new feature with one of the iOS updates and you wanted to learn more about it - does Google have all the answers that you are looking for? I would rather pay for the convenience of having someone to call/talk to/run diagnostics rather than spending hours on the internet getting even more frustrated. AppleCare is not insurance. Insurance is what they sell you at the phone store(s) once they successfully scare you off about damage/loss or theft.
 
I didn't before, but I am now. Last month I dropped my 10.5" and bent the corner and shattered the screen. Instead of paying $450 to get it repaired, I decided to get an 11" with AppleCare. I took such good care of my iPad, but accidents happen. I reached for it on the kitchen counter and the smart cover came off causing the iPad hit the tile floor. (I had a case and glass screen protector on it.)
 
I have been using Apple products since 1991. I have always taken care of those products; they are expensive. I have only had one problem when a Mac was plugged into the wall during a lightning storm (motherboard got fried but the disk drive and data were fine).
Take care of them and they do fine. I have given enough money to apple for the great products, and don't feel a need to give them more money for unnecessary AppleCare.
 
Yes, 2 iPads (air 2 and 10.5 Pro) developed faults at circa 20 months. Another family Air 2 dropped on a hard surface. And I use my 11 inch a lot on the move so the risk of accidental damage is unfortunately much greater.

But, there is no right or wrong answer...everyone has to look at their own usage and requirements and act accordingly.
 
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I purchased it for my '16 iPad and never used it. I'm tempted to purchase it now for my MBP but its so costly! Personally, will probably keep my money in my pocket and try not to be reckless with coffee or soda (or twirling on fingers).
 
I didn't before, but I am now. Last month I dropped my 10.5" and bent the corner and shattered the screen. Instead of paying $450 to get it repaired, I decided to get an 11" with AppleCare. I took such good care of my iPad, but accidents happen. I reached for it on the kitchen counter and the smart cover came off causing the iPad hit the tile floor. (I had a case and glass screen protector on it.)

I did a similar thing at a Brewpub, and no I had not had a beer yet;) The iPad cartwheeled on the high table but I caught it as it went over the edge. No damage at all, but I'm glad I have AppleCare+
 
AppleCare for 12.9 inch iPadPro. Always.
Clumsy + distracted + tile floors + cats.
AppleCare covers the iPad AND the Pencil.
My peace of mind is worth much, much more than $129.
 
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No, in fact I’ve never brought Apple care on anything, I had it given to me for free when I was a student a few years back. I didn’t buy Apple Care with my iPad Pro 2017, yet when it played up and after some bad customer service I contacted Phil Schiller via email, the next day I received a phone call from Apple Executive relataions who told me to send the iPad Pro back to them, I did that and a day later I received a brand new iPad Pro 2017. So Apple Care really wasn’t needed in that case.

I’m not saying don’t get it, but if you experience an issue Apple will more than likely help you. My iPad Pro was 17 months old and they still helped me free of charge!
 
For iPads and Macbooks I typically wait for refurbs on current models and then buy so that I can parlay the savings into an AppleCare+ plan. For some, untapped insurance can be viewed as a waste of money but that's just part of having insurance - there's nothing wrong with evaluating risk vs cost and deciding whether or not you get value from it.
 
I did get Apple Care on mine. I have the new Pro and it is my workhorse. I also felt the price on it was reasonable compared to an iPhone. Whenever anything has happened to any of my devices without insurance I always pinch myself for not being covered. I find that if you have Apple are you’re always treated a little better if there is an issue. Mind you, the Apple store has always been generous if anything of mine broke or didn’t work even without cover.
 
My IPP stays home the majority of the time, so no. My iPhone and Apple Watch go everywhere with me, so I always get AC+.
 
I never have bought AppleCare for any of my Apple products and probably never will.
 
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