I've had Apple Pay capability for a year now and I have yet to actually use it. There is nowhere that I regularly shop that takes Apple Pay except maybe WalGreens and I tried to use it there once and it didn't easily work so i gave up on it.
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Does anyone use Apple Pay/
- Thread starter dhelton
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Used Apple Pay a few times a day. Mainly for buying lunches, coffee and other small purchases. Due to UK having a £20 limit at the moment.
All the time...I use it at Subway, Meijer, Walgreen's and any where else NFC is accepted.
I have used it at Staples and Panera Bread. I tried to use it at Subway a few times, but it was hit and miss (I think they tend to press the wrong button on their system), so I gave up there and just swipe a card. It's really a shame that retail support is so bad. It needs grocery chains, big-box retailers etc..
I use it more frequently in apps (Panera rapid orders, reloading my Starbucks card, orders at B&H Photo and a few others). That works great.
I use it more frequently in apps (Panera rapid orders, reloading my Starbucks card, orders at B&H Photo and a few others). That works great.
I've only used it three times and the last time actually went quite smoothly. 
I still don't think it's any quicker than using a contactless card but the added security is welcome. The current £20 limit stops me from using it very often as I usually spend more when I'm doing my shopping.
I still don't think it's any quicker than using a contactless card but the added security is welcome. The current £20 limit stops me from using it very often as I usually spend more when I'm doing my shopping.
I have few places to actually use it but have tried it.
Between the lack of locations and the infrequent "error" messages I have pretty much dropped it.
Plastic is just as quick and accepted at far more locations.
Between the lack of locations and the infrequent "error" messages I have pretty much dropped it.
Plastic is just as quick and accepted at far more locations.
I use it where possible, but I wish that was more places. I think the lack of posts on the forum about it either indicates that it's working well for people or that no one's using it. Hopefully the former.
Use it at Wegman's grocery, Trader Joe's, and Petco. Some recent articles state that Apple Pay seems to be expanding; while other systems such as "Currency," are falling by the wayside. At Wegman's it sometimes takes me 2-3 tries to use it, other times it works the first time. Willing to put up with this, because it is more secure. About 5 months ago, I had both my debit and credit cards compromised during the same month.
It's not available in The Netherlands, but I don't think I would've used it a lot if it was. Maybe for groceries and that sort of things, but it would have to be compatible with lots of different stores (plus I don't really buy that much). I guess "NFC payment" can have multiple standards, no idea which ones are popular in stores already using such payment systems here.
I still pay with my card, not-wirelessly, with a pincode. How old fashioned!
I still pay with my card, not-wirelessly, with a pincode. How old fashioned!
I use it at vending machines at work and when traveling. Probably 5-6 times a week.
It is FAR easier than card swipes or coins. I particularly like that I don't have to get my wallet out in public.
It is FAR easier than card swipes or coins. I particularly like that I don't have to get my wallet out in public.
I have the freedom of *not* using it since its not available here yet
God for bid, i hope it never does.. i pay everything by cash anyway....at least that is safer than a credit card somewhat. u know what the amount u are having over.
I'm older fashioned.
God for bid, i hope it never does.. i pay everything by cash anyway....at least that is safer than a credit card somewhat. u know what the amount u are having over.
I'm older fashioned.
I use it all the time with the Apple Watch. I didn't much, other than to try it out, with the iPhone since it really wasn't any faster than just swiping a card.
Agree the Apple Watch makes Apple Pay quite convenient. I'm looking forward to someday using it at gas pumps, although I'll probably be driving an EV by then, and no longer frequenting gas stations to begin with, LOL.
My best experiences with Apple Pay have been places that have NFC-enabled POS terminals facing the customer. There, Apple Pay works surprisingly well, and the clerk often doesn't even care whether you swiped, tapped a PayPass card, used your iPhone, or hovered your Apple Watch over the reader. It just works.
On the flip side, I've nearly given up using it at Subway. Their readers are generally NFC enabled, and now they even display the Apple Pay and Google Wallet logos on the LCD screen, but the procedure is quite broken. The clerk simply needs to press the Credit or Debit button on their screen. The problem is they generally will only do that when they see you physically get a card out. If you tell them "Credit" before getting a physical card out, they often stare blankly waiting for that visual cue. Once you get them to press Credit, then you hover your iPhone or Watch over the terminal... where a second thing can go wrong: the clerk thinks you want to use the Subway App to pay, so they say "oops" and immediately cancel the Credit function and press the Mobile App button, causing a QR Code to appear on the terminal. Now you're screwed, and you can't even pay for your sandwich by swiping a physical credit card. It's maddening just often enough that I've given up on using Apple Pay at Subway. Thrice, I've reported the problems to Apple via the Apple Pay feedback page.
Aside from the madness at Subway, it's been great.
That mirrors exactly my experience at my local Subway. They also have the terminal positioned away from the customer on their end of the counter (since they normally take your card and swipe it for you instead of leaving it to the customer), which makes using Apple Pay even more cumbersome.
I like smooth fast transactions. After watching people in line ahead of me taking awhile to checkout with their iPhones, what little interest I once had, is gone. Surely at some point everyone involved will get the process down but for now, I neither have a desire to show off nor take longer than a quick swipe of my card.
Also, judging by the multiple UK Apple Pay related threads here (one which is 60+ pages), I don't think many Americans use it. Or we're not having as many problems using it, at least?
I use it with my Apple Watch where available. Mostly Subway and Walgreens, etc. I see that places take it in a drive thru (like McDonalds), but they don't have a reader out the window so I have no idea how it works in that situation. Do I have to take off my watch and hand it to the guy? Seems pretty silly unless they have a scanner or something.
The Apple watch makes it very, very convenient. I have a 5S, so the watch is the only way to even use Apple Pay, but for my husband, he has had the 6 since launch and never set up Apple Pay until we got our watches. I think the watch is where Apple Pay is at. I get a lot of comments when I do use it - "did you just pay with your watch?! Thats awesome!" etc.
The Apple watch makes it very, very convenient. I have a 5S, so the watch is the only way to even use Apple Pay, but for my husband, he has had the 6 since launch and never set up Apple Pay until we got our watches. I think the watch is where Apple Pay is at. I get a lot of comments when I do use it - "did you just pay with your watch?! Thats awesome!" etc.
I actually came back from the beach Sunday and had to pop into the grocery store to grab a few things. I was still wearing board shorts without any pockets so just being able to swipe the watch and not even have my phone/wallet on me was extremely helpful.
I have never used it. To date, I have only been to one location that even had the Apple pay logo on their NFC device. I prefer to either use cash or debit/credit cards.
Pretty much anytime I can. There are quite a few stores around me that have it and I use it every time I go in.
In the UK, we have quite a few contactless terminals which were designed to speed convenience stores up. I always have my phone in my hand or in pocket so it's become slightly more convenient to pay for things (especially if you have shopping in the other hand, no need to faff around for the wallet!). I do get a bit more annoyed now when a store doesn't have contactless terminals but know that they will roll out over time; so Apple Pay/Contactless is here to stay.
That sounds bizarre, in the UK all contactless readers are customer facing, probably because we use chip and pin rather than swipe as default.
I can think of any shops that don't have the card reader unit on the customer side of the counter, you don't hand your card over, you insert your card into the unit, even if it isn't contactless.
Also, we don't have the debit/credit differentiation when paying, you just tell the cashier it's contactless and they press the button for contactless, doesn't matter the card type.