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The Fusion drive is for people who don't know how to, or don't like to, manage their files, i.e., move files like photos/videos/songs/etc. to a "data drive."

I thought it was for people who can make better use of their time than moving files around, and who realize that the OS can do a much better job at putting files or parts of files into the best place.
 
I learned the hard way that typing a lot of text into a web browser is risky. And it isn't just session time-outs that can erase a lot of work. These days I copy the text as I write or input text into a word processing program and then transfer it to a web browser.

As far as drive failure goes... I had a brand new Toshiba drive die within two hours after I had a repair shop replace a dead drive in an iBook. The shop fixed it for free but I had to pay for shipping and wait another week or so for the iBook to be returned.

Backups? At least two on the premises and another via CrashPlan...

I usually copy text as well. Then everything goes well for several months and I forget.

I believe it's generally recommended that you have three copies of files you don't want to loose. The RAID 1 will make two and and Time Machine backup to IOSafe makes three. I've used RAID 1 and 5 on my PC's and have had three drives fail in them.
 
The Mac Mini Fusion drive has a capacity of 1TB while the SSD's are 256GB each. Unless you configure the SSD's as RAID 1 you still have two points of failure. Configure as RAID 1, you will only have 256GB total capacity.

So essentially the fusion drive is a hybrid drive?
 
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