I realise that some people here take this discussion very seriously, but I have to say that there is a refrain here that makes me sort of say "What?".
There is a legion of Apple users whose number one complaint about Apple is dongles. So what do I read here? Post after post saying "don't spend a hundred bucks for 10GE, if it turns out that you want/need it, you can buy a dongle".
Every time I read that, I crack a smile.
Never mind what that particular dongle currently costs.
Sorry, I'm just having a lot of trouble taking a lot of this discussion seriously, and in particular the obsession that some participants clearly have with what they evidently see as saving people from themselves.
I can only speak for myself. People who are researching a mini and what upgrades to get may come here and see this thread, and I think the purpose of a forum is to let people share opinions and give all sides and perspectives. I personally am trying to balance out the professionals and "gotta have every upgrade" people. I completely agree that there are people that need the 10GbE today or will within the lifetime of a 2018 mini. However, that is a tiny percentage of users, and if you are buying this as a home desktop it is highly unlikely that you will need this and you would be better off spending the $100 on a myriad of things besides this.