My S4 Hermes is still my daily along with numerous Hermes band. But seeing my other half wearing the S5, I'm more and more intended to upgrade. Originally wanted the ceramic, but due to pricing, am thinking on settling with a Titanium since it also pairs more with my bands and my daily formal outfit. I'm thinking of not getting AppleCare+ since the $199 for Titanium doesn't really justify in comparison to my Hermes AppleCare+ (same price) and I also intend to possibly upgrade to S6 if there are sufficient changes. What are your thoughts on upgrading to TI S5 with no AppleCare+ from a Hermes S4?