MacRumors is increasingly becoming a place where software bugs affecting the fewest of users are inflated to the point where it looks like (almost) everyone is experiencing said issues... ...and more. Seven users worldwide reporting on Twitter they "bricked" their Macs during a software update? **Breaking News** It's heading straight to the front page!
If you wanna hold off upgrading until some future update that's fine. In case you're basing your decisions off of what you're reading here: I wouldn't do that too much. You'll be holding off indefinitely.
True…people always ask “is it ok to update?” Etc. Etc. Etc. Every time (like people here on these forums are experts… LOL.)
Just do a backup of what you believe is your “good version” in time machine or whatever backup program you like. Then Update and see how you like it. If the bugs are too much for you (and yes believe it or not with version 1 of ANY new release there will be some) then restore your old “tried and true” OS that (what is humorous to me…) ALWAYS seems to be better.
Or..just wait until the last version before a new OS release comes and if you are a person that wants to feel refreshed or feel like you have a “new” system, then update. It should be stable somewhat by the last version usually (not always of course). Then update all of your programs to the latest version that is compatible. This pattern does not change - tried and true.
Then…if you want to be bold and want to clean out any left over or “stuff” between the lines, backup again with the new version and your files, and do a complete from scratch (wiped out) install of everything. It always to me seems to run faster and cleaner when you do that. Yes, sometimes you may have issues with your old apps, but if you tested it already with an OS upgrade and things seem fine, then it is safe to try a fresh install. Again, you can always go back to your backup that worked.
Catalina was bad really UNTIL the last few versions. Now, it seems to be a good stable version, but most of the updates until the end were trying…safe bet if so concern is ALWAYS wait to update or try around v.3 or 4 or wait for the last version.