I've been used to being able to create boot disks, images, w/different OS'es, and swapping them around for decades. So when this development started to become clear with recent versions of macOS, it looked like they were breaking everything.
I've since adapted, and I think it's going to be fine. I recently swapped my M1 Mini for a M2 Mini, and as I knew I'd be going from Big Sur to Ventura, I decided to drop the legacy bootable ccc backup I had been using, and have the non-bootable backup that Mike Bombich recommends.
The way I see it; I lose only one thing; the ability to boot from the backup and restore a snapshot of my internal disk - which would take a few seconds, because CCC would only be replacing the modified files on the data volume - and reboot.
The way I'll have to do it now, is to boot from recovery, restore the snapshot, which erases the data volume and writes the whole volume from the snapshot. A few minutes.
I think we're sacrificing a bit of flexibility get more security, stability, and technology for the future. Good luck to Microsoft trying to keep up.