Forget to assign a Restrictions password ((Under Settings>General) and not turn "Off" In-App purchases, then turn over the iPad to your 10 year old Grandchild, who proceeds to buy 2500 donuts in the Simpsons game, lol. Yes, this happened to my wife, and despite that sinking feeling, Apple gave me a one time get-out-of-jail-free pass and removed the charges. Now I got all kinds of restrictions on that iPad turned on.