Whoa! There is no guarantee whatsoever that any of this advice will apply to the hypothetical 2018/9 iMac. The current 27”s easily upgraded RAM is already an aberration in Apple’s range and it’s probably time for the non-SSD options to disappear, too. Nobody knows if/when the new models will arrive or how different they will be.
By all means wait if you don’t need a new system urgently - the new intel processors with more cores could be worth waiting for - but don’t expect your plans to be relevant to any new models.
Also, there’s already no HD-only model and friends don’t let friends buy the 1TB fusion drive model. It has a pitifully small SSD component and many people here have reported lacklustre performance - at the very least get the 2TB fusion, which has a bigger SSD but, really, there’s no place for spinning rust in an iMac.