I tend to overthink things too. Occasionally, I'm left with a 'bad decision' that I came up with a raft load of reasons to make but have to own them. I've also waited so long overthinking a decision, that the choice has been made for me. It happens.
I *need* a new computer, but would I die without it? I can live with what I have? Yes. The app I run on my current Mini makes the current Mini get 'hot enough to nearly fry an egg', and I can hear the fans spinning furiously with any break in the music. Not sure how much better a future Mini would be running this app, but the graphics would be much better, and maybe that would help the system run cooler. With the writing on the wall (in NEON) that a new one is coming RSN, I'll wait it out, like I've said. No matter how long it takes.
😇