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In my opinion (no hard evidence but common sense tells me) the larger the screen the more chance of glass cracks and breakage. On top of that, Apple is making the Pro's thinner and lighter every year, and at some point the structure is just not going to be as substantial.

This is why I'm very glad to keep my 9.7 5th and 6th generations. Yes, a little thicker and heavier, but solid and a bit more peace of mind.

ifixit-ipad-pro-teardown-1.jpg


Look at all that empty space that could have been used to add some internal structure
 
Typically in such cases, there are riders or specific policies for such things, and claims won’t affect the premium.

All claims affect all premiums, your history follows you forever and affects your risk level. I recently had to get a copy of my claim history and there are claims from the late 2000's on there for having rock chips in a windshield filled. There is no telling how many times over I've paid for those two small claims with increased premiums. I haven't had to fill one since but if and when I do I'll just pay for it out of pocket.
 
All claims affect all premiums, your history follows you forever and affects your risk level. I recently had to get a copy of my claim history and there are claims from the late 2000's on there for having rock chips in a windshield filled. There is no telling how many times over I've paid for those two small claims with increased premiums. I haven't had to fill one since but if and when I do I'll just pay for it out of pocket.
Simply because there is a record of claims doesn’t have to mean this caused your premiums to increase.

If one has comprehensive coverage, windshield chip/repair doesn’t affect premiums with most insurance companies.

Your anecdote doesn’t really prove anything & my point still stands.
 
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Simply because there is a record of claims doesn’t have to mean this caused your premiums to increase.

If one has comprehensive coverage, windshield chip/repair doesn’t affect premiums with most insurance companies.

Your anecdote doesn’t really prove anything & my point still stands.

Until you can PROVE what you say, your point isn't a point, your original quote starts with "Typically" which is not an absolute.
 
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