Got a tip for us?
Let us know
Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
Other iPhone 15 Preorder on Apple Card Monthly Installments (ACMI)
- Thread starter NotApplicable
- Start date
- Sort by reaction score
Interesting I wonder if this will work. Guess there is only one way to find out.
Hmm interesting. I wonder what they mean by “easily able to switch”. Do they mean immediately activate on carrier or our choice upon unboxing? Or sign up with the carrier we selected online, then switch after a month?
I’m guessing immediately? I’m just wondering when I receive the phone and do the initial setup, is it going to ask me for t-mobile account information or let me setup whatever carrier I want?
Hearing that this is a GS restriction makes much more sense. They are trying to get out of the Apple Card business because it’s not lucrative. This is a step in getting people to not use it.
Back on topic. I remember maybe 7-8 years ago Apple didn’t sell SIM free for one of the iPhone launches and the T-mobile iPhone was the way around it. That sounds like it may be the case this time around.
If you can put an order in, I feel pretty confident you won’t need to activate the device on any carrier. It will be a SIM free phone like any other iPhone just not classified that way.
Last edited:
Paying in full on the Apple Card and then having them switch it to monthly installments was probably on option BEFORE GS changed their policy on ACMI.
I winged it and it let me buy the T-Mobile phone with no information required. I feel confident it will work without issue next week.
I did the same thing with T-Mobile. Since there wasn't a spot to put in account information and these phones are unlocked anyway I don't think we'll have any issues.
SO and I also just did the T-Mobile workaround. What a ridiculous system to get financing now.
Yes I was able to pre pre-order with T-Mobile with no info required and then I was able to purchase just now. I find it highly unlikely that Apple will have a system in place where it requires activation when we get the phones, but we will all know by Friday.
Also @Nikos it actually does make a difference of using ACMI and the Apple Phone Payment Plans (Citizens).
Here are the footnotes for the Citizen plan
Whereas the language for ACMI is
I think anyone with ACMI who was able to purchase is good. Perhaps it's an unintended loophole. Perhaps Apple and GS are playing a game for some legal reason above our heads. Here's to hoping that everything works out for us.
Also @Nikos it actually does make a difference of using ACMI and the Apple Phone Payment Plans (Citizens).
Here are the footnotes for the Citizen plan
- Apple iPhone Payments is available to qualified customers with a credit check and eligible U.S. credit or debit card. Requires a 24-month installment loan with a 0% APR from Citizens Bank, N.A. (subject to any interest, fees, or other costs payable to the card issuer), and iPhone activation with one of these national carriers: AT&T, T-Mobile, or Verizon. Sales tax and any applicable fees due at time of purchase. Full terms apply.
Whereas the language for ACMI is
- If you buy an ACMI eligible product by choosing to pay in full with Apple Card (instead of using ACMI), that purchase is subject to the Apple Card variable APR, not 0% APR. Taxes and shipping on ACMI purchases are subject to the variable APR, not 0% APR. You’ll need to select AT&T, T-Mobile, or Verizon as your carrier when you check out. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time.
I think anyone with ACMI who was able to purchase is good. Perhaps it's an unintended loophole. Perhaps Apple and GS are playing a game for some legal reason above our heads. Here's to hoping that everything works out for us.
So - because it didn‘t seem to tie to phone number - I went ahead and bought two color via Apple Card installments. I checked out with no issues, no account info needed, so really hoping nothing gets messed up! Just not ready to commit on a color yet. Do we think both phones will ship??
Interesting, thanks for sharing that. I'll share what happens next week. Have a feeling I'll have to keep the one I purchased out right.
I mentioned it earlier, but the T-Mobile loophole has worked in the past when Apple did not sell SIM free at launch. Nothing indicates activation is required.