Maybe they are on an every other ios update recovery schedule. 12 was supposed to smooth out 11’s messes with only few new features. I really had very few problems with it. 11 was a mess for me. So maybe 14 will be the one to smooth out the mess of 13.
As far as iOS goes, that seems to be the pattern. 9 I remember being quite rocky, but 10 was good. 11 was poor but not a disaster; 12 was really super. 13 so far is a train wreck (what can you say when the .1 beta is released before the .0 GM?). I have hopes for 14.
For soft- and hard-bricking of hardware, there is no excuse, and Catalina is an atrocity - neck and neck with Leopard, maybe worse.\
And this is clearly true, and was my real point (other than harping on the fact that once you go up, you ain't never comin' back):
I don’t think anyone can give a definite answer on that question. It might work fine for you, it might not.