Yea I only have 50GB on my iCloud Photos at 1.49aud/month it's "decent" ish ish but any higher is stoopid imho, even though my iPhone has 256GB storage [16 Pro Max], I'm always consistently stripping out via opening dropbox/onedrive and letting it sync there as a backup.I definitely get you there.
I have a massive private cloud that I store my data on. Well over 100TB of space available to me via my local network and via VPN anywhere I have internet access. I fully understand the focus on privacy for your data, but the prices Apple charges spending massive amounts of money to store your photos seems like a massive waste of money.
For a professional photographer making money, sure! But for just storing my family photos from 10 and 20 years ago. A NAS is a MUCH better investment for that.
I only suggested iCloud Photos for those who are really in love with the Photos app and want "all" of their photos there all the time on all their devices. That's only possible via iCloud Photos or spending insane money across the Apple ecosystem.
Just my $.02.
Then again I question, when was the last time WE looked 2 years back for a photo holy crap trying to scroll through all of that is even a nightmare lol
Which goes on my PC ironically as now that's a storage hub [Macbook Pros now the workstation and work to go to]
- sorry this post went offtopic in liason to OP's 1TB enough