In some senses, this question and the answers it elicits, are as old as computing time itself. I remember discussions like this when Apple was phasing out PPC in favor of Intel. There will ALWAYS be newer, faster and "better" machines soon to be available in the near future... ....
Get what you need, now. I have an M1 Max MacStudio, which is older, slower and "technically obsolete". Even so, the machine is a screamer. You just can't go wrong with the MacStudio, no matter which one you get, so get what you need, now.
This will always be the answer to this timeless question.
However, this is not a "timeless question". Because circumstances have changed from computers Apple makes now, to those of even a decade ago. Namely, you cannot upgrade the technology now. You have to decide on expensive RAM and Drive capacity,
before you buy. Previously you could upgrade those key elements easily. Now they appear set in stone.
The exception to that being the potential for Thunderbolt 5. If Apple includes it, then there will be little need to do much of the work on the Studio. Disk caching from lack of RAM is also issue due to RAM constraints. And SSDs have a very finite life. More RAM likely extends the life of the SSD, as will Thunderbolt 5 if Apple includes it.
Macrumoour's Buyer's Guide says about Macs:
Neutral - 13" MacBook Air
Buy Now - 15" MacBook Air
Caution - 14" & 16" MacBook Pro
Neutral - iMac
Caution - Mac Mini (
despite a new small M4 version coming this year)
Don't Buy - Mac Studio
Neutral - Mac Pro
A large benefit of a desktop is that it lasts longer. Because it has less shocks, better cooling, and less moving parts (no keyboard, track pad, hinges, connections via hinges) and there's no battery either. A desktop should last much longer. Which is one reason why Apple doesn't upgrade them as often.
So buying a Mac Studio is for a longer haul. Buying one right now - the price better be good. Because IMO T-5 will lengthen the life of a Studio, because external drives will lower the internal SSD usage. For some, current machines lack some things that might be needed, such as Ray Tracing. Plus Apple Apps might get much better when AI becomes productive, and M2 won't support AI the way the new M4 Studios will. Inside software AI could be very productive.
If a Studio is a steal - OK. But
I don't want to reward Apple's lack of upgrades of the Studio, by buying one 6 months before a far superior model is available. And then have to watch for years as Thunderbolt 5 products increase the viability and usefulness of the Studio. And M1 and M2 Studios will depreciate a lot IMO. Apple won't give them a decent trade in either. A notebook can also be a good buy, they do much the same as a Studio, with the M3 Max outperforming even an Ultra M2 in most cases. If one is desperate, then an M3 notebook make more sense right now IMO than a Studio.