Here's an example of how a bootable cloned backup can be VERY useful.
My sister has a 2010 white MacBook. Still works well enough for her.
Several years ago:
I installed an SSD inside to replace the HDD.
I regularly used CCC to maintain a cloned backup on an external HDD.
A few years later:
One day, I had the MacBook on to do some maintenance while she was at work.
Don't know what happened, but the MB suddenly froze.
Tried to reboot -- nothing.
The internal SSD seemed completely dead... just "went dark".
I rebooted from the cloned backup, and disk utility showed "nothing at all" where the SSD was supposed to be.
So...
I had a spare SSD around.
I opened up the MB, swapped the dead SSD for a live one.
Then, rebooted from the cloned backup.
Initialized the SSD and used CCC to "re-clone" the cloned backup back to the new internal SSD.
After which, the MB booted up and looked "as it had looked before".
So, when the sister got home, she just picked it up and used it.
No other "course of repair" could have been easier.
Now, with an m-series Mac, if the internal drive fails, you might as well just throw the Mac away.
It won't be bootable from another drive, and the only way to "repair" it will be to replace the entire motherboard.
Easy enough to do on a cheap Mac, but what about that $4500 maxed-out MacBook Pro that a lot of users are going to buy (and boast about)?
Or one of the upcoming m-series Mac Pro's?