These terms are specific to your USAA card, here's the terms for the warranty that would apply to the majority of people here
https://www212.americanexpress.com/...toid=d13cbc0508bdf210VgnVCM40000037b3ad94RCRD
Here's the exhaustive PDF that answers the other questions
https://www.onlineclaim.americanexpress.com/pdf/EW-IND-OSBN1-07-07.pdf
Happy reading. Unless your card has different terms than what I've just posted, you're incorrect on all points, but your card very well may have the terms you highlighted for you.
Did you happen to read number 11 of "Purchases not covered" in the PDF you just posted?
"11. additional service contract or extended warranty coverage for a computer, computer component or part that You buy which already comes with an original United States of America manufacturer’s warranty, unless such coverage is provided and administered
by the original manufacturer."