Ok, found a FREE TWEAK. Screen extender from cydia. Follow these instructions to set it up. I just tested it and it works!!!
http://forums.imore.com/jailbreaking-unlocking-hacks-themes-mods/253910-iphone-5-keyboard-out-place-too-high.html
Scroll down to about halfway for the instructions.

http://forums.imore.com/jailbreaking-unlocking-hacks-themes-mods/253910-iphone-5-keyboard-out-place-too-high.html
Scroll down to about halfway for the instructions.