Your system will not catch fire and explode if you cannot install firmware updates, but new firmware often contains security updates and other important fixes. If you can update the firmware somehow, you should do so.
Its mostly a convenience issue - unplugging and pulling the computer out from behind the display - and finding that particular size torx to undo the screw that holds the SSD in place - blech...
Just upgraded from HS and will keep it running for now, lets see if any issues show up over time.