I concur. Just got my 2015 retina iMac (4.0, 2tb fusion, 395x) over the weekend and in regular use its been as quiet as an iPad as far as I'm concerned. And I'm in a very quiet noise free space. Pretty impressive. My external drive is the only noise I can hear and when it sleeps everything is dead quiet. Can't say the same about the machine its replacing (2010 iMac 2.9 ghz, 295 ssd and 1 tb mechanical, don't remember the graphics card but it was the best you could get at the time). It was pretty quiet for the most part but the 2015 just destroys it in terms of quietness and just about everything else.
Agreed. I have the exact same config as you (except 3TB fusion) and it's almost completely silent. In fact I haven't heard it yet.