Well my D40 should be here Tuesday!
I really think I made the right choice. Money was a big issue and for an amateur I think this camera will be terrific!
I agree, that's a great choice. It's exactly what I went with, because as a complete beginner I wanted to keep the costs low too. Although you might consider keeping that 55-200mm VR, it's a great lens for the money (especially since with the deal you've got you're barely paying over $100 for it). I wound up buying one a couple months after I got my D40 because 55mm from the kit lens just doesn't get you close enough, especially when you're shooting outside.