Now I Get The Idea Behind Apple Card

[4sallypat]

There is definitely web access because that's how I check it and have used it to update the credit card on file it charges to. I pay it off monthly but I collect the points. You don't have to use a checking account. I haven't had any issues w/ Citizen's at all for iUP. I got an email every month when payment was about to be charged. There's no statement but it's a loan so there isn't anything on it except the payment bringing the total loan amount down, which you can print off of the website.

https://www.fsdsapps.com/ecs/citizens-one-apple/#!/citizens-one-apple-auth/login

You need your loan # which can be found on the approval email as well as the monthly payment reminders.

Thank you for the link - I had no idea how to access it online since Apple does not advertise it much.

Was able to see that I paid off the iPhone 7+ last year.
I updated the info on the Citizen's One loan page.

Does anyone know if I need to use the same Citizen's account to sign up for an upcoming IUP ?

 

[NYCValkyrie]

Thank you for the link - I had no idea how to access it online since Apple does not advertise it much.

Was able to see that I paid off the iPhone 7+ last year.
I updated the info on the Citizen's One loan page.

Does anyone know if I need to use the same Citizen's account to sign up for an upcoming IUP ?

I'm not exactly sure what you're asking but when you decide to upgrade and are approved via iUP, you will get a new loan number in the approval email. You can use the same Citizen's One login and add the new loan to that so that all your loans are under the same login. There is a link in the approval email as well as in the monthly reminder emails. I'm not trying to be rude or anything but I think you probably just need to read the emails a little closer.

 

[FlyingTexan]

So I was one of the ones last week that was able to apply and get the Apple Card, and have been using it via Apple Pay since Wednesday of last week, and today as I type, my Physical Card was delivered at the house, so I am anxious to get home and open that envelope up lol.

But the idea of a card with no fee's, etc made me wonder why Apple would get into the card business then it hit me over the weekend. The fact that once you get the card and get used to using it, is another reason that you are stuck into the Apple Eco System which guarantees you stay with Apple for yet another reason. Since you cant have the card without having a iOS Device.

Good Call Apple lol. DAMN YOU!! haha

That and just like every other card Apple gets a % if all purchases made with it regardless of where that is. Apple has been sitting on piles of cash and you can only spend so much on R&D and expand to so only so many places so they’ve turned themselves into a bank pulling 1-3% off every purchase ever made with it. It’s not a particularly good deal.

 

[fr3lm0]

I'm confused.

If I use the Apple Card to pay for the Citizen's One bank 0% financing each month on the new upcoming iPhone 11, will I earn 1% or 3% back using the Apple card each month???

3%. My August payment was on the 20th and shows 3%.

 

[4sallypat]

3%. My August payment was on the 20th and shows 3%.

Could you tell me how the 3% applies using the Apple Card itself - physical card ?
Does Apple / GS differentiate payments to Citizen's Loan bank as an Apple transaction ??

 

[fr3lm0]

Could you tell me how the 3% applies using the Apple Card itself - physical card ?
Does Apple / GS differentiate payments to Citizen's Loan bank as an Apple transaction ??

I don't know if it's all payments to citizen's loan but they do for iphone upgrade program payments.