Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.

Allen_Wentz

macrumors 68040
Dec 3, 2016
3,331
3,763
USA
Good comments, but I disagree with "I would NOT buy some old Mac from more than 3-4 or so years ago, as you'll just bump into the same problem in only a few more years."

OP is running into this issue after 14 years on an iMac. So using similar math a 2016 Mac might give ~7 more years, rather than only a few more years (or it might only give a few more months, who knows?). Personally I think a top 2016 MBP likely will last for 7 more years. My 2011 MBP still works except for the HDD and other than being limited by 16 GB RAM and limited to Mojave my 2016 MBP remains solid.
 

ignatius345

macrumors 604
Aug 20, 2015
7,614
13,025
Because "Base model of any recent-ish Mac" will cost twice as much and by definition have 8 GB RAM which means paging to disk which is inappropriate computing; not smart new-box purchasing.
Paging to disk is "inappropriate computing"? Pardon my French, but that's pure horse ****. You are aware that Apple specifically designs Macs to run with virtual memory? And that they have for decades?

Even under some pretty aggressive multitasking, I've made due with a base model 8GB M1 Air with swap files running into several GB. I've done it a great deal, actually. And guess what? It's fine. No insane beachballs, no long wait times to switch apps, because modern SSDs are much, much faster than the HDDs we all had back in the bad old days when you could hear listen to the drive spin up when you started running on VM too much.

So yeah, I strongly suspect that someone just looking to run a modern web browser will do just fine with a base model Mac capable of running a recent OS.
 
Last edited:

ignatius345

macrumors 604
Aug 20, 2015
7,614
13,025
Honestly, I'm surprised the bank even allows using a website for banking purposes. I know most banks (at least where I live, I guess it doesn't apply to the OP) use a phone app to manage the accounts.
Every bank and credit card I've ever used allows account management through a website. Fortunately, there seems to be a near universal understanding that not every user owns a smartphone or cares to use one for their banking.
 

ThailandToo

macrumors 6502a
Apr 18, 2022
692
1,357
I think the iMac M3 base model plus 16GB of RAM for $200 upgrade is probably the best value for the money on any Apple product. It will last a long time as long as you do the RAM upgrade.

I know it’s money, but if you can come up with the money, it would last another 13 years.

I would second others who say get a deal on a PC or cheap M1 MacBook for $749 on sale. Again, the 8GB of RAM is such a bad limitation that ruins the long term viability of using the MacBook.

You could also just get a Chromebook. They will do most of what you want really well. You can find a nice one for less than $300.
 

canadianreader

macrumors 65816
Sep 24, 2014
1,204
3,280
The cheapest way I can imagine is to download UTM (free) and install latest Linux Ubuntu (free) virtual machine and do your banking stuff on there.
 

Allen_Wentz

macrumors 68040
Dec 3, 2016
3,331
3,763
USA
Paging to disk is "inappropriate computing"? Pardon my French, but that's pure horse ****. You are aware that Apple specifically designs Macs to run with virtual memory? And that they have for decades?

Even under some pretty aggressive multitasking, I've made due with a base model 8GB M1 Air with swap files running into several GB. I've done it a great deal, actually. And guess what? It's fine. No insane beachballs, no long wait times to switch apps, because modern SSDs are much, much faster than the HDDs we all had back in the bad old days when you could hear listen to the drive spin up when you started running on VM too much.

So yeah, I strongly suspect that someone just looking to run a modern web browser will do just fine with a base model Mac capable of running a recent OS.
You say "You are aware that Apple specifically designs Macs to run with virtual memory? And that they have for decades?" Of course that is what Apple has done for decades past, in response to apps (Photoshop!) wanting more RAM. But we are now on gen 3 of Unified Memory Architecture that encourages designers to go in the other direction and use uber-fast on-chip RAM.

I argue that OS and apps will now be going in the direction of using fast on-chip RAM. Y'all did not finish quoting me: "...inappropriate computing; not smart new-box purchasing." My point being not that Mac OS does not facilitate operation with less than ideal RAM, it does; I have repeatedly said that it does a surprisingly good job on RAM-limited boxes. Rather that IMO it usually is not smart new-box purchasing to intentionally make a new box sub-optimal by installing less than ideal RAM. Yes it can be done and will work, but that does not mean it usually is the appropriate way to configure a new box.

I have repeatedly argued here that 8 GB is appropriate for folks with lowest end needs. If the OP only needs basic web browsing (we do not know what else the OP may use the Mac for) then the OP would fit that lowest end user category where 8 GB is recommended on a new low end box.
 

Rychiar

macrumors 68040
May 16, 2006
3,065
6,514
Waterbury, CT
Honestly, I'm surprised the bank even allows using a website for banking purposes. I know most banks (at least where I live, I guess it doesn't apply to the OP) use a phone app to manage the
I’ve never used a bank where they website wasn’t an option… There's a lot of people in this world still who are not technological enough to download an app.
 

ApplesAreSweet&Sour

macrumors 68020
Sep 18, 2018
2,288
4,235
I have an early 2009 iMac (24-inch). I pay all my bills online, but lately some of the companies I pay tell me they no longer support old versions of Firefox, Chrome, etc. I can’t update these because my computer is too old. I’m not crazy about Safari and using my phone or iPad isn‘t a great option either. but I may not have a choice. Any suggestions would be appreciated. I can’t afford a new computer yet.
Why isn't using your iPad or smartphone an option?
 

rafark

macrumors 68000
Sep 1, 2017
1,839
3,212
I have an early 2009 iMac (24-inch). I pay all my bills online, but lately some of the companies I pay tell me they no longer support old versions of Firefox, Chrome, etc. I can’t update these because my computer is too old. I’m not crazy about Safari and using my phone or iPad isn‘t a great option either. but I may not have a choice. Any suggestions would be appreciated. I can’t afford a new computer yet.
An ssd (even an external one if you don’t want to open your Mac) does wonders. Maybe max the ram and install a recent OS X version using a patcher and you’ll have a very decent Mac capable of running modern browsers (and websites).
 
  • Like
Reactions: klasma

tonyisit

macrumors regular
Jan 22, 2021
119
149
I can't imagine why a user just needing to run an up to date web browser to pay bills needs 16GB+ RAM and a 500GB+ SSD.

Base model of any recent-ish Mac would totally suffice here.
or your phone can do all the bill paying
 

Siliconguy

macrumors 6502
Jan 1, 2022
425
620
I have an early 2009 iMac (24-inch). I pay all my bills online, but lately some of the companies I pay tell me they no longer support old versions of Firefox, Chrome, etc. I can’t update these because my computer is too old. I’m not crazy about Safari and using my phone or iPad isn‘t a great option either. but I may not have a choice. Any suggestions would be appreciated. I can’t afford a new computer yet.
If you are brave Linux Mint Xfce. Put it on an SSD if you can. You can try it with a bootable USB drive. I have it running on a 2009 Mini with decent results. The current version of FireFox runs on it fine, though it is not quick by any means, but for banking and such it will be fine.
 

Siliconguy

macrumors 6502
Jan 1, 2022
425
620
Here in the UK pretty much all the traditional banks offer online banking via website (as well as an app). Many of the newer banks are app only.
The question is does the elderly web browser support the required encryption system the bank needs? I've run into this myself. The last Firefox version for El Capitan (which is as far as a 2009 mini can officially go) isn't up to it any more. But the current version of Linux Mint Xcfe does work on the 2009 and has the current version of Firefox.

It works even better on a 2012 mini, and OWC was peddling those for $100. A 2014 will run Monterey which is supported for another year. Then I'll have to figure out what to do about the street cabinet mini. That needs to be able to talk to Apple's systems.
 

Siliconguy

macrumors 6502
Jan 1, 2022
425
620
An ssd (even an external one if you don’t want to open your Mac) does wonders. Maybe max the ram and install a recent OS X version using a patcher and you’ll have a very decent Mac capable of running modern browsers (and websites).
USB 2 only, you won't need an SSD. There is a firewire 800 connection too, if you can still find an external case for that connection. That is faster than USB 2.
 

picpicmac

macrumors 65816
Aug 10, 2023
1,239
1,833
My bank and credit card are fine with using Chrome on my even older iMac. However, some institutions may be pickier. Or it could be a legal-thing (we don't know the location of the OP.)

As noted above, the least expensive way to get a modern (*cough*) computer system really cheap is a very low cost Windows laptop. Skip the Google Chromium stuff, just go for Lenovo or Microsoft of HP entry level student laptops with Windows. They won't be fast or fancy, but you'll be able to use the latest browsers that your bank will approve. Such a laptop is unlikely to last more than a couple of years under heavy use.

Cheapest Mac new: Mac Mini. Buy a cheap monitor (if you go with smaller screens you can get a monitor on the cheap, maybe even used for free - check Craigslist.) The Mac Mini likely can use your keyboard and mouse from your iMac.
 
  • Like
Reactions: HobeSoundDarryl

HawkTheHusky1902

macrumors 6502a
Jun 26, 2023
666
491
Berlin, Germany
To the people who are recommending Chromium, DON’T. Chromium based browsers are not good to begin with but especially for older computers. I would only recommend two things for OP, to use OCLP to update to a newer OS, which works great in my experience, or just use Firefox ESR/a fork of Firefox.
 

WilliApple

macrumors 6502a
Feb 19, 2022
984
1,427
Colorado
what about a refurbished / on sale base M2 Mac mini? Best Buy and Amazon usually have a ton of older but still new Mac’s for sale. It may have the SSD throttling issue, but if you are coming from a 2009 iMac, you won’t notice it. Then, use your old iMac as a external display with a cheap $19 capture card, and use your old mouse and keyboard! You could also save even more buy buying an M1, a huge upgrade!
 
  • Like
Reactions: HawkTheHusky1902

mcled53

macrumors regular
Jun 15, 2022
172
167
West of the Cascades
I have an early 2009 iMac (24-inch). I pay all my bills online, but lately some of the companies I pay tell me they no longer support old versions of Firefox, Chrome, etc. I can’t update these because my computer is too old. I’m not crazy about Safari and using my phone or iPad isn‘t a great option either. but I may not have a choice. Any suggestions would be appreciated. I can’t afford a new computer yet.
Buy refurbished from apple.
 

macdaddy43

macrumors member
May 5, 2021
83
220
If you really need something that can do what you are currently doing, I would recommend buying a simple Chromebook. Pretty decent performance, price is very cheap. It will get you through a few years until you may be able to afford something a little nicer. You should be able to get all the work you are mentioning for no more than maybe $200. Not a Mac, sure, but if you need to upgrade, this would be a good bet to last you quite a while if that's all you're doing.
 
  • Like
Reactions: Jumpthesnark

rafark

macrumors 68000
Sep 1, 2017
1,839
3,212
USB 2 only, you won't need an SSD. There is a firewire 800 connection too, if you can still find an external case for that connection. That is faster than USB 2.
I actually have a 2008 iMac with an external ssd (FireWire 800) and it runs more than fine for its age. I bought the adapter from OWC a free years ago. I’m still surprised this Mac still works like a charm.
 

ipaqrat

macrumors 6502
Mar 28, 2017
379
422
I have an early 2009 iMac (24-inch). I pay all my bills online, but lately some of the companies I pay tell me they no longer support old versions of Firefox, Chrome, etc. I can’t update these because my computer is too old. I’m not crazy about Safari and using my phone or iPad isn‘t a great option either. but I may not have a choice. Any suggestions would be appreciated. I can’t afford a new computer yet.
Sounds like you pay bills multiple vendors individually, as needed, site by site by site. Am I reading that right? Not a good practice. Too many hackable credentials of your own, and too many vendor sites that could be hacked.

Instead, use only your own bank's bill-pay service to set up and pay everyone. Banks generally demonstrate more rigor in their IT security and features. Banks payment systems also convey federal protections to account holders, that many different vendors might not provide.

IT Security is no joke. There are only two kinds of users on the internet: Pwned, or not YET pwned. Regular folk can't dodge hackers forever, but we can stay safer by using only top shelf software, and keeping it updated. Especially for financial stuff.

Do not reach for some janky forked browser to trick web sites into allowing you to work. THAT **** is every hackers' wet dream. Stick with the mainstream browser apps, with a history of responsiveness to security vulnerability discoveries. Firefox, Google, Apple, Microsoft. Check for security bulletins (CVE) for the B-listers such as Opera, Brave, DuckDuckGo, etc.
  • You mentioned you have iOS, which allows only Safari (webkit browser engine) even it it's skinned as chrome or firefox. But most banks supply iOS apps for accounts and bill paying. Unless your phone and/or iPad are also too old. Modern iOS allows use of a mouse and keyboard, so that might be easier than pecking at the screen with bad vision and shaky hands.
  • If you can find a newer Mac used, be sure it can run at least Ventura so you can keep it secure. An Mini might be a good find, IF your iMac can be used as its monitor.
  • Windows in Boot Camp can go smoothly, but it usually doesn't. Windows 10 will run Microsoft's modern security (which is pretty good, all things considered). You'd still have to patch and update it, which Microsoft might not support without activation, and Microsoft might no longer activates new Win 10.
    • And do not reach for hacked Win 10 either!
  • A chromebook should be new enough to have current versions of ChromeOS and Chrome browser, which might be software or firmware on the device.
  • Android devices might seem okay, but, again, only if you're ready to rumble; it takes effort to secure Android.
Any way you go this is gonna cost ya, in money and learning new practices. Gotta pay to play. Sucks being hard up for cash, but not as bad as getting hacked.
 

Nguyen Duc Hieu

macrumors 68040
Jul 5, 2020
3,016
1,006
Ho Chi Minh City, Vietnam
I have an early 2009 iMac (24-inch). I pay all my bills online, but lately some of the companies I pay tell me they no longer support old versions of Firefox, Chrome, etc. I can’t update these because my computer is too old. I’m not crazy about Safari and using my phone or iPad isn‘t a great option either. but I may not have a choice. Any suggestions would be appreciated. I can’t afford a new computer yet.

I got the same machine (iMac 24" early 2009)
I installed more RAM on it (2x4GB DDR3 1333) and 128GB SATA SSD.

8GB DDR3 1333 for 13.15$

128GB SSD

256GB SSD

I used dosdude 1 patch to install Catalina, Office 365 and newer internet browser.


I think these are the cheapest upgrade you can do on your iMac 2009. Good luck!

How to open your iMac to replace HDD with SSD
 
  • Like
Reactions: Jumpthesnark
Register on MacRumors! This sidebar will go away, and you'll see fewer ads.