I've had them on every iPhone before this one, but this will be the first year I won't get AppleCare. I love my Urban Armor cases and they have completely protected the phone for the past three years, in combination with a curved tempered glass shield.
Only had Applecare before this because I was scared of water damage, but since I take my watch in the ocean and pool and shower with zero issues, I'm not worried about the 7 since it has the same rating (and no, I don't plan on taking my phone in those places).