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No I have iCloud off. I have no form of back ups. My computer is just really slow.

I'd recommend to try iCloud again. Just turn off items you don't need. But I assume large portion would be camera roll. Just manually copy to computer.
 
One last thing: Do I also have to restore the backup after JB before I launch Cydia?

I usually restore my backup before the JB.
Then once everything is installed/synced back to the phone then I JB.
But you can do it either way now.
The pangu JB tool and cydia installer has been updated to work fine either way.
It was an big bug in Cydia 1.1.14 and 1.1.15 on iOS 8: if you used "restore from backup" in iTunes after your first use of Cydia, you needed to reinstall this package to make sure your device could safely reboot with a passcode enabled.

It should now be OK to use the iTunes "restore from backup" feature without needing to then reinstall Cydia Installer afterward to avoid reboot problems.
 
Good for you. But when you start telling folks that you didn't do a restore.. it gives the impression that the step is not needed. It is recommended to do a restore first- ESPECIALLY for those that tend to upgrade over-the-air.

Why is that though? Can we restore, then backup from iCloud at least or would problems arise still?
 
Why is that though? Can we restore, then backup from iCloud at least or would problems arise still?

Restore in this case means restore iOS 8.1 from iTunes, then yes, you can restore your backup (from icon or iTunes)
 
So I finally installed the JB successfully and have to admit that my phone is officially awesome. Why didn't I JB sooner with other devices? These tweaks are so fun.
 
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