I just recieved 32 megs (4x8) of "OWC" memory for my late 2013 iMac.
1 memory stick is defective. My iMac does the 3 beeps sound and won't boot.
The other 3 sticks are good. The pencil eraser trick didn't work.
Moving the sticks around didn't work.
I re-installed the original Apple 16 megs (4x4) of memory for now.
I don't really need 32 megs of ram, but I just installed a 1 terabyte SSD & decided to max out the ram.
I already issued a RMA online with OWC.
Not sure yet if I have to return 1 memory stick, or all 4.
Better all 4. OWC may ship you another correct spec but different model DIMM as replacement.
In general, that doesn't really matter. But if it's their fault at the beginning, better replace all 4 to make sure you have 4 identical DIMM running in your computer.