AppleCare is in my phones and MacBook. I had it on my aluminum S0 watch, not on my stainless steel S3. These are my work tools, and the customer service is worth it to be able to be able to walk in with a damaged phone, have it replaced and my information restored in a timely fashion. I found that the watch was rugged enough and didn’t think that item was worth insuring for damage, but my laptop and phone definitely are.