I bought one from iPowerResale but from eBay. I noticed that their eBay listing had a 30-day return period vs. 15-day on their website. And I believe the warranty is through Apple - message them to confirm because it depends on the listing.
I consider the following when trying to determine if buying an older product is financially better than a brand new one:
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Assuming 7 years of total support for an Apple Silicon Mac, this machine's depreciated value (straight line) is $1620 as of today, so buying at $1400 means you're getting about a
14% discount, not
50%. "Half the original" IMO is not the right way of looking at it.
However, you can look at it another way too: what else can you buy for $1400 to give you similar performance? Can you use it until 2029 (4 years of software updates for $1400)? If you buy an M4 Max Studio later this year, it'll likely cost you north of $3000 for 64GB RAM and 1TB SSD. Is paying double worth it to get faster exports?
The reasons why the Studio makes sense to me (coding, data analytics/engineering) is that it can support up to 5 displays and has more ports than a M4 Pro Mini, for example. The M4 Pro Mini supports 3 monitors but I have 4 displays. I also like the extra ports and a more sensible power button location.
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Also, I'm very disappointed that the newer Macs don't have WiFi 7. If I buy an M4 Macbook Pro, am I suppose to upgrade AGAIN in a year or two just for this? My logic is that if I can spend the next 2 years on a relatively cheap machine, then I can buy a computer that offers a real, genuine upgrade, maybe an M5 or M6, which may also get FaceID.
I know your situation is different since you're trying to decide between a product that is rumored to be released soon and you have an immediate need to deal with the memory pressure, but I wanted to show you that financially, it really depends on what you value. If you can deduct this for your biz expenses, then the only consideration is the Apple Care warranty. If something goes wrong with it, who is going to help you?