I am not installing macOS 12 till 12.3 around March. Then I will cruise that for a year till the next March. I am on a March to March cycle. You just can't really install in Sept/Oct anymore, unless you don't care about weird things happening. Stable is much better for me and around 0.3 has been really great. I am still going a year to year, but not Sept to Sept... People have said this all the time, but with work on my Macs, can't do it...some people are still on 10.8.x because of Quicktime...