Passkeys are designed to use your device's exisiting security (Face ID, Touch ID or device passcode) to authenticate access to your accounts. Once in those accounts, you can reset the underlying password for those services. This means your device passcode is likely to become the master password for your accounts and the thing you need to know to be able to reset passwords.So you're telling me it's impossible to make the unlock code on a phone a different number than say the number to unlock my bank account? I find this a bit hard to believe.
"Passkeys are a safer and easier replacement for passwords. With passkeys, users can sign in to apps and websites with a biometric sensor (such as a fingerprint or facial recognition), PIN, or pattern, freeing them from having to remember and manage passwords."