DickArmAndHarT said:Can someone please tell me more about insurance.
Its not like he was breaking and entering, although nobody was allowed in the house. How does home insurance cover things like this. Im hesitant about going right to the police, because the story i pitch to them, may affect me seeing anything for my computer.
Data loss is already horrendous, being that I formatted my external backup drive for a film project, (also lost).
macdaddy121 said:Well I guess he went back to get his computer and was hit by a bus on his way there. Either that or he was arrested for admitting to drinking under age D ) or his parent's have suspended his computer usage D )
or he's full of ****
jessica. said:You have not called the cops or even hinted about the fact that you will call them.
generik said:
atticus1178 said:The OP wanted to have a nice computer, so he got one. Now yes, he shouldn't have left it unattended at wherever he may have been. But he did not choose to have it stolen, it just happened.
Wow come on some ass stole it its that simple, America is full of Aholes however there are just as many good people he just didnt weed them out yet.generik said:This kid got something expensive yanked, through his own negligence mind you, something that he obviously didn't earn (so he has no sense of money), and instead of taking responsibility for his own screw up, his first thought is "oh noes, I screwed up! Someone else gotta pay to cover my mistake! The insurance company!"
Meanwhile his friend's parents pay higher premiums next year.
I am not an American, but from what I see this is not a very good sign...
I think some of you guys have lost focus on what the OP said. First of all he went to visit someone whom he thought had a safe house. So he left his laptop on a table or something. Is he supposed to sleep with the bloody thing?? Seriously guys, cut the kid some slack because he didn't do anything wrong!! He was sleeping.... Anyways it is my opinion that the people he stayed with should replace his loss since he was invited and believed that he was safe in the house. If he were sleeping on the sidewalk somewhere then I would say that he should be sleeping with it...generik said:My point is simply that one should take responsibility for his own actions. Seeing the way how he just *assumes* the insurance company is going to fix things up for him just plain disgusts me really.
How is home owner's supposed to cover something like this? You left the door open, people walk in and out freely, a stranger's item in your insured house got stolen. What's next? I insure my home contents for 1 trillion dollars and get the US treasury to move Fort Knox to my place?
thestaton said:did you get it back yet?
Nuc said:I think some of you guys have lost focus on what the OP said. First of all he went to visit someone whom he thought had a safe house. So he left his laptop on a table or something. Is he supposed to sleep with the bloody thing?? Seriously guys, cut the kid some slack because he didn't do anything wrong!! He was sleeping.... Anyways it is my opinion that the people he stayed with should replace his loss since he was invited and believed that he was safe in the house. If he were sleeping on the sidewalk somewhere then I would say that he should be sleeping with it...
Oh and I'm a grad student so does that give me the right to blame the kid for not cuddling with his laptop every time he stays at someone's house??
Nuc
generik said:How is home owner's supposed to cover something like this? You left the door open, people walk in and out freely, a stranger's item in your insured house got stolen. What's next? I insure my home contents for 1 trillion dollars and get the US treasury to move Fort Knox to my place?
macdaddy121 said:Generik
Home owner's insurance will and does cover this. Regardless of wether your doors were locked or you didn't have doors on your house, most home owner's insurance will cover the theft of something on your property. Now you are right. The home owners (not his family but a friend's family) will have to start paying a slightly higher premium. The problem with this story is that it is not true. The sequence of events is way off and there are holes throughout. I don't know a single teenager that would be asleep at 10:30 and I definently don't know a single teenager that would be asleep at 10:30 in there was a party and a keg downstairs.
Lastly, I don't believe the story he is telling. Where did he go? For 3 hours he was diligently sitting by the computer telling his story and now he has disappeared. I'm sure he is now sitting and home trying to figure out how to get out of this situation. He will either come back with another story of where he has been (which might clear things up) or he won't come back for a long time if at all.
If your story is real, I am sorry for not believing you and I hope you get your computer back in one peice. Good luck.
VoodooDaddy said:This post makes absolutely NO sense. First you scold generik some comments made about the OP, whether or not the kid deserved a MBP.
Then you turn right around and say you don't believe the story (ie - the OP is lying).
I'm guessing your parents were firm believers in "don't do as I do, do as I say."
For what its worth, I think the OP is lying. IMO there was no MBP and he wants the insurance company to buy him one.
Or, maybe there was a MBP, it wasn't stolen, but he either 1) wants $ to buy another and sell 2) wants $ to pay for the one he bought, essentially getting the MBP he has for free 3) just a scam to pocket $2k.
macdaddy121 said:Before commenting on something, make sure you read the whole thing.
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