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generik

macrumors 601
Aug 5, 2005
4,116
1
Minitrue
You sound way young.

DickArmAndHarT said:
Can someone please tell me more about insurance.

Its not like he was breaking and entering, although nobody was allowed in the house. How does home insurance cover things like this. Im hesitant about going right to the police, because the story i pitch to them, may affect me seeing anything for my computer.

Data loss is already horrendous, being that I formatted my external backup drive for a film project, (also lost).

Of course not, it was your negligence, plain and simple. The insurance company will just come, take a look, decide there is no sign of break in, and good bye to your MBP.
 

extraextra

macrumors 68000
Jun 29, 2006
1,758
0
California
macdaddy121 said:
Well I guess he went back to get his computer and was hit by a bus on his way there. Either that or he was arrested for admitting to drinking under age :)D ) or his parent's have suspended his computer usage :)D )


or he's full of ****


I was hoping for some fun this evening, but he seems to have disappeared.
 
L

Lau

Guest
jessica. said:
You have not called the cops or even hinted about the fact that you will call them.

Just to point out that he does indeed seem to have called the police.
 

generik

macrumors 601
Aug 5, 2005
4,116
1
Minitrue
This kid got something expensive yanked, through his own negligence mind you, something that he obviously didn't earn (so he has no sense of money), and instead of taking responsibility for his own screw up, his first thought is "oh noes, I screwed up! Someone else gotta pay to cover my mistake! The insurance company!"

Meanwhile his friend's parents pay higher premiums next year.

I am not an American, but from what I see this is not a very good sign...
 

atticus1178

macrumors regular
Apr 1, 2006
164
0
Austin, Texas
The OP wanted to have a nice computer, so he got one. Now yes, he shouldn't have left it unattended at wherever he may have been. But he did not choose to have it stolen, it just happened.
 

generik

macrumors 601
Aug 5, 2005
4,116
1
Minitrue
atticus1178 said:
The OP wanted to have a nice computer, so he got one. Now yes, he shouldn't have left it unattended at wherever he may have been. But he did not choose to have it stolen, it just happened.

My point is simply that one should take responsibility for his own actions. Seeing the way how he just *assumes* the insurance company is going to fix things up for him just plain disgusts me really.

How is home owner's supposed to cover something like this? You left the door open, people walk in and out freely, a stranger's item in your insured house got stolen. What's next? I insure my home contents for 1 trillion dollars and get the US treasury to move Fort Knox to my place?
 

mkaake

macrumors 65816
Apr 10, 2003
1,153
0
mi
I don't think he's lying, and I think it's a shame that no matter what's told in an online forum, within a matter of hours, most people seem to think that the OP is lying.

I mean seriously.

The guy's a little upset right now over the loss of his $2000 laptop. I think we all would be. How would you act if you had it stolen from you, whilst under slightly dubious circumstances. It's easy to say "oh, you should be acting like this", or "I'd never act that way", but it's a totally different thing when you're the guy/gal who's out of a new MBP and all it's data.

Not everyone online who's got a story to tell is telling a story. Just wait until we hear what happens before everyone calls him a liar. Good grief... I swear half the people here wouldn't be happy unless there were multiple (and independent) videos of this guy stealing the laptop. And then you'd question the authenticity of it being staged...
 

Felldownthewell

macrumors 65816
Feb 10, 2006
1,053
0
Portland
To the OP: stop freaking out and go to the cops. Insurance will do nothing if you do not go to them. If you beat the **** out of him, HE will go to the cops and YOU will be in the wrong. Have the cops terrorize him, not you and your friends. Get together all the relevant witnesses and take a drive the nearest police station. If they refuse to help, THEN start breaking skulls.

On another note, hopefully this guy isn't pulling our collective legs, but if you aren't, keep us updated! If you are BSing us, I hope you get banned.
 

bbrosemer

macrumors 6502a
Jan 28, 2006
639
3
generik said:
This kid got something expensive yanked, through his own negligence mind you, something that he obviously didn't earn (so he has no sense of money), and instead of taking responsibility for his own screw up, his first thought is "oh noes, I screwed up! Someone else gotta pay to cover my mistake! The insurance company!"

Meanwhile his friend's parents pay higher premiums next year.

I am not an American, but from what I see this is not a very good sign...
Wow come on some ass stole it its that simple, America is full of Aholes however there are just as many good people he just didnt weed them out yet.
 

thestaton

macrumors 6502
Jan 19, 2006
478
0
I read at thread 1 sense then it looks like this has gone no where. did you get it back yet?
 

Nuc

macrumors 6502a
Jan 20, 2003
798
6
TN
generik said:
My point is simply that one should take responsibility for his own actions. Seeing the way how he just *assumes* the insurance company is going to fix things up for him just plain disgusts me really.

How is home owner's supposed to cover something like this? You left the door open, people walk in and out freely, a stranger's item in your insured house got stolen. What's next? I insure my home contents for 1 trillion dollars and get the US treasury to move Fort Knox to my place?
I think some of you guys have lost focus on what the OP said. First of all he went to visit someone whom he thought had a safe house. So he left his laptop on a table or something. Is he supposed to sleep with the bloody thing?? Seriously guys, cut the kid some slack because he didn't do anything wrong!! He was sleeping.... Anyways it is my opinion that the people he stayed with should replace his loss since he was invited and believed that he was safe in the house. If he were sleeping on the sidewalk somewhere then I would say that he should be sleeping with it...

Oh and I'm a grad student so does that give me the right to blame the kid for not cuddling with his laptop every time he stays at someone's house??

Nuc
 

atticus1178

macrumors regular
Apr 1, 2006
164
0
Austin, Texas
thestaton said:
did you get it back yet?

i want to know too

this little "intermission" in the story needs to be OVER so the real story can continue

but i do have to say if someone stole my mbp and i knew who it was, there would be h**l to pay!
 

Doctor Q

Administrator
Staff member
Sep 19, 2002
40,104
8,385
Los Angeles
Note and warning from the moderator: This thread has been cleaned up by the moderators. A number of off-topic posts have been removed, as well as those with flames or personal insults. Don't make further work for us.
 

RedTomato

macrumors 601
Mar 4, 2005
4,161
444
.. London ..
Laptops are the most sexy and stealable toy in the whole wide world.

I've had someone smash my window and climb into my house just to take my laptop.

Nowadays I hide my laptop when I'm out, and make sure it's never visible from the street or from the garden.

No way on earth would I take my laptop to a house if I knew there was to be a party there.

Especially if it's a party with people who I don't know well there.

If the party was something you didn't know about till you arrived, I would have made sure it was well hidden somewhere, not just left out in open view.

In emergencies, I've been known to sleep with my Powerbook under my pillow.

Ah well. It's gone now.

Focuss on learning what you can from this. Learn how to deal with police, parents, insurance, how to look after new laptops etc.
 

fatties

macrumors regular
May 21, 2006
179
0
Nuc said:
I think some of you guys have lost focus on what the OP said. First of all he went to visit someone whom he thought had a safe house. So he left his laptop on a table or something. Is he supposed to sleep with the bloody thing?? Seriously guys, cut the kid some slack because he didn't do anything wrong!! He was sleeping.... Anyways it is my opinion that the people he stayed with should replace his loss since he was invited and believed that he was safe in the house. If he were sleeping on the sidewalk somewhere then I would say that he should be sleeping with it...

Oh and I'm a grad student so does that give me the right to blame the kid for not cuddling with his laptop every time he stays at someone's house??

Nuc

i am a grad student too. and honestly, will you be taking your computer to a house party? (which from the op post about 'lying' to parents, kegs and others seem to be so) yes, whats done is done and it is a 'tragedy', but i think what some of us are trying to say is that he can't start blaming other people for his own mistakes or oversights. i think having stuff taken at a house party is pretty much a given- its just whether you will really miss it or not!


for the op: just out of interest, was it a:
a) complete rager, (open door policy, randoms!)
b) large gathering of kids all drinking beer (semi- open door, people claiming to 'know' people)
c) intimate party between friends, (closed door) but which you obviously didn't attend.

i think whether the owner is at fault also depends on these factors.

hope the police is trying to help though!
 

macdaddy121

macrumors 6502a
Jan 8, 2003
758
31
Georgia
generik said:
How is home owner's supposed to cover something like this? You left the door open, people walk in and out freely, a stranger's item in your insured house got stolen. What's next? I insure my home contents for 1 trillion dollars and get the US treasury to move Fort Knox to my place?



Generik

Home owner's insurance will and does cover this. Regardless of wether your doors were locked or you didn't have doors on your house, most home owner's insurance will cover the theft of something on your property. Now you are right. The home owners (not his family but a friend's family) will have to start paying a slightly higher premium. The problem with this story is that it is not true. The sequence of events is way off and there are holes throughout. I don't know a single teenager that would be asleep at 10:30 and I definently don't know a single teenager that would be asleep at 10:30 in there was a party and a keg downstairs.

Lastly, I don't believe the story he is telling. Where did he go? For 3 hours he was diligently sitting by the computer telling his story and now he has disappeared. I'm sure he is now sitting and home trying to figure out how to get out of this situation. He will either come back with another story of where he has been (which might clear things up) or he won't come back for a long time if at all.

If your story is real, I am sorry for not believing you and I hope you get your computer back in one peice. Good luck.
 

VoodooDaddy

macrumors 65816
May 14, 2003
1,414
0
macdaddy121 said:
Generik

Home owner's insurance will and does cover this. Regardless of wether your doors were locked or you didn't have doors on your house, most home owner's insurance will cover the theft of something on your property. Now you are right. The home owners (not his family but a friend's family) will have to start paying a slightly higher premium. The problem with this story is that it is not true. The sequence of events is way off and there are holes throughout. I don't know a single teenager that would be asleep at 10:30 and I definently don't know a single teenager that would be asleep at 10:30 in there was a party and a keg downstairs.

Lastly, I don't believe the story he is telling. Where did he go? For 3 hours he was diligently sitting by the computer telling his story and now he has disappeared. I'm sure he is now sitting and home trying to figure out how to get out of this situation. He will either come back with another story of where he has been (which might clear things up) or he won't come back for a long time if at all.

If your story is real, I am sorry for not believing you and I hope you get your computer back in one peice. Good luck.

This post makes absolutely NO sense. First you scold generik some comments made about the OP, whether or not the kid deserved a MBP.

Then you turn right around and say you don't believe the story (ie - the OP is lying).

I'm guessing your parents were firm believers in "don't do as I do, do as I say."

For what its worth, I think the OP is lying. IMO there was no MBP and he wants the insurance company to buy him one.

Or, maybe there was a MBP, it wasn't stolen, but he either 1) wants $ to buy another and sell 2) wants $ to pay for the one he bought, essentially getting the MBP he has for free 3) just a scam to pocket $2k.
 

macdaddy121

macrumors 6502a
Jan 8, 2003
758
31
Georgia
VoodooDaddy said:
This post makes absolutely NO sense. First you scold generik some comments made about the OP, whether or not the kid deserved a MBP.

Then you turn right around and say you don't believe the story (ie - the OP is lying).

I'm guessing your parents were firm believers in "don't do as I do, do as I say."

For what its worth, I think the OP is lying. IMO there was no MBP and he wants the insurance company to buy him one.

Or, maybe there was a MBP, it wasn't stolen, but he either 1) wants $ to buy another and sell 2) wants $ to pay for the one he bought, essentially getting the MBP he has for free 3) just a scam to pocket $2k.

Generik got on here and started bashing the kid and saying he didn't even deserve the MBP. I'm saying I don't believe his story. My comments make perfect sense. Generik wanted to cause trouble and I'm saying that I just don't believe the kid. I'm just saying I don't believe the story. BIG DIFFERENCE.

The way I presented my argument compared to Generik is completly different. That's where the problem is. Before commenting on something, make sure you read the whole thing. He was harsh, rude, and condesending to several people. He even said that's why he posts on discussion boards. I calmly stated how I just don't believe the story. Get it right.
 

VoodooDaddy

macrumors 65816
May 14, 2003
1,414
0
macdaddy121 said:
Before commenting on something, make sure you read the whole thing.
.

I did read the whole thing, all 5 pages before it got trimmed down back to 4.

I stand by what I said before.
 
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