Okay, made a ton of research so sharing my findings here without further ado:
Disclaimer: order of numbers below doesn't mean anything. Probably the only connection is i am going from most cheap to most expensive. The main note: I am making the list with the budget in mind, meaning that we try to maximize our utility with the least amount of money spent - so maximum performance/happiness for less money.
1) Category - #1 top bang for the buck or the most sensible choice. Base MBP 14 8/14/16/512. $2000
Reason: well it can do everything others(maxed 14/16 inchers) can do on the same level and if losing then not by much. If you are really budget constrained and $500 is a big deal to you or you don't need the 16 inch size because of the bulk, then the base 14 is a winner. Add the fact that you love portability and this is it.
2) Category - "economy powerhouse". All base MBP 14 but with 32GB of RAM. $2400
Reason: if you want the most for your money, then this is it. 32GB of ram helps to destroy 16 inch base in most heavy tasks, so overall makes more sense to buy this build, as it is an "ultimate power tool" on a budget. Usually the person buying this will have 4k 27 inch external so doesn't care about 16 inch display.
3) Category - most balanced config for your money. Base MBP 14 with 32gb of ram and 1tb ssd. $2600
Reasoning: you get everything from number 2, but for the price equal($2600) to base MBP 16($2500) you get the ultimate solution that rivals base 16 incher and goes a long way in terms of the comfort that 1tb ssd provides. As opposed, you get only 16gb of ram and 512gb ssd in 16 inch MBP - it is like a jeep wrangler with 2 liter engine.
At this point want to end the 14 inchers, because money/performance ends here. All the other options are considered as per your wish, meaning that further money spent on this builds will have diminishing returns and totally depends on your wallet.
4) Category - #2 top bang for the buck or the most sensible choice 2. Base MBP 16 with 10/16/16/512. $2500
Reason: well the same reasoning as with the base 14, the only difference of $500 where you get +2 core CPU and +2 core GPU. The main thing here is the display, battery life, overall perception. CPU cores might be not really worth it, but you can't get 16 inch hdr screen for less. And for some, 16 inch display is far more noticeable upgrade rather than 32GB of ram or 1tb ssd.
5) Category - most balanced non-budget powerhouse. MBP 16 with 10/16/32/1tb. $3100
Reasoning: 32GB of RAM, because that is crucial when it comes to performance and the difference can be had and worth $400 if you have it of course. 1TB because we already spent ton of money, so saving $200 is just cheap-skating at this point. If you are interested in 512GB and most power, then go for number 2 option. Otherwise, the bulk of MBP 16 goes wasted if you get 512GB, when in reality this body could hold whopping 8TB.
6) Category - ultimate performance for your money. MBP M1 Max with 10/24/32/1tb. $3300
Reason: basically the same thing as number 5, except double the decoders in M1 max, double bandwidth of RAM and only $200 difference. Basically if you have another $200 to spare then why not to upgrade if possible. Higher bandwidth of RAM and more GPU might not make any difference to your work style and hard to notice(even harder than the usefulness of 32GB of Ram), but might be useful for some. Still 1 TB because whatever amount is insufficient, so you would have to use external ssds, also it makes more sense money wise. It is just 1tb gives you the most TBW, most comfort before you have to use externals.
Conclusion: the list provides the most money saving options. There is no other options for MBP 14 to increase the difference between MBP 16 - i mean to stretch out initial $500 difference fully towards performance by not exceeding the price of 16 inch.
Disclaimer: order of numbers below doesn't mean anything. Probably the only connection is i am going from most cheap to most expensive. The main note: I am making the list with the budget in mind, meaning that we try to maximize our utility with the least amount of money spent - so maximum performance/happiness for less money.
1) Category - #1 top bang for the buck or the most sensible choice. Base MBP 14 8/14/16/512. $2000
Reason: well it can do everything others(maxed 14/16 inchers) can do on the same level and if losing then not by much. If you are really budget constrained and $500 is a big deal to you or you don't need the 16 inch size because of the bulk, then the base 14 is a winner. Add the fact that you love portability and this is it.
2) Category - "economy powerhouse". All base MBP 14 but with 32GB of RAM. $2400
Reason: if you want the most for your money, then this is it. 32GB of ram helps to destroy 16 inch base in most heavy tasks, so overall makes more sense to buy this build, as it is an "ultimate power tool" on a budget. Usually the person buying this will have 4k 27 inch external so doesn't care about 16 inch display.
3) Category - most balanced config for your money. Base MBP 14 with 32gb of ram and 1tb ssd. $2600
Reasoning: you get everything from number 2, but for the price equal($2600) to base MBP 16($2500) you get the ultimate solution that rivals base 16 incher and goes a long way in terms of the comfort that 1tb ssd provides. As opposed, you get only 16gb of ram and 512gb ssd in 16 inch MBP - it is like a jeep wrangler with 2 liter engine.
At this point want to end the 14 inchers, because money/performance ends here. All the other options are considered as per your wish, meaning that further money spent on this builds will have diminishing returns and totally depends on your wallet.
4) Category - #2 top bang for the buck or the most sensible choice 2. Base MBP 16 with 10/16/16/512. $2500
Reason: well the same reasoning as with the base 14, the only difference of $500 where you get +2 core CPU and +2 core GPU. The main thing here is the display, battery life, overall perception. CPU cores might be not really worth it, but you can't get 16 inch hdr screen for less. And for some, 16 inch display is far more noticeable upgrade rather than 32GB of ram or 1tb ssd.
5) Category - most balanced non-budget powerhouse. MBP 16 with 10/16/32/1tb. $3100
Reasoning: 32GB of RAM, because that is crucial when it comes to performance and the difference can be had and worth $400 if you have it of course. 1TB because we already spent ton of money, so saving $200 is just cheap-skating at this point. If you are interested in 512GB and most power, then go for number 2 option. Otherwise, the bulk of MBP 16 goes wasted if you get 512GB, when in reality this body could hold whopping 8TB.
6) Category - ultimate performance for your money. MBP M1 Max with 10/24/32/1tb. $3300
Reason: basically the same thing as number 5, except double the decoders in M1 max, double bandwidth of RAM and only $200 difference. Basically if you have another $200 to spare then why not to upgrade if possible. Higher bandwidth of RAM and more GPU might not make any difference to your work style and hard to notice(even harder than the usefulness of 32GB of Ram), but might be useful for some. Still 1 TB because whatever amount is insufficient, so you would have to use external ssds, also it makes more sense money wise. It is just 1tb gives you the most TBW, most comfort before you have to use externals.
Conclusion: the list provides the most money saving options. There is no other options for MBP 14 to increase the difference between MBP 16 - i mean to stretch out initial $500 difference fully towards performance by not exceeding the price of 16 inch.
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