My application to the Apple Store and my previous job, I had to agree to both a Criminal and Financial Background check.
My previous employer didn't like something in my Financial as well, and they had to get a bunch of signatures of approval before hiring me - even though the job had nothing to do with money (it was an IT position at a school).
I got my current job because the people are awesome and they decided to call all my references (which included a previous job handling cash) instead of using a credit report.
Here's another interesting article:
http://money.usnews.com/money/careers/articles/2009/07/29/should-your-credit-report-cost-you-a-job
Thanks everyone! I do feel much better. This isn't the end of the world haha. I'm sure I could try re-applying at the Apple store in a few months or so and hopefully it will work out. I will definitely try to get a copy of my credit to see whether it's really a cause.
Well yes, you are correct about the approval being obtained during the application process. That's how it was with Federated Department Stores as well. However, the actual checks themselves were not run until a person was actually hired. The store I worked received HUNDREDS of applications each month - there was no way that backgrounds were run on every single person that applied. It would have been far too expensive, so I stand by my original assertion that the checks are only run on hired or seriously considered applicants. And when/if an employee was upfront about their situation, then we absolutely took it into consideration.
... experience of at least 5 years of work
Skills and Knowledge:
-Credit score over 700, no criminal background